Prestige Protector
Manage Your Wealth Today, Plan For Tomorrow
As a successful executive or business owner, you lead a busy career life which demands much of your time and energy. If you are also a doting parent or spouse, you have the additional responsibility of protecting your loved ones. With these commitments on top of your hectic schedule, you need a comprehensive wealth management strategy that will take care of all your needs.
Let our new term plan, Prestige Protector, be part of your wealth management strategy today by protecting your loved ones or your business.
- Protect Your Family
Your success has provided comfortably for your family and you want to be sure that they can continue with the lifestyle that they have grown accustomed to, no matter what happens. Although the wealth you created could continue to provide for your family, you can do more to preserve your wealth for their future.
Prestige Protector is designed with your protection needs in mind. With it, you can create a protection plan with a death cover of $1 million or higher.
The mortgage on your newly purchased home and your new family car, sending your children to the best universities in America or Europe, ensuring that they continue with their golf or violin lessons, even your country club access; you can now ensure that all these will continue with Prestige Protector.
As you read on, youll discover that our affordable premiums go an extremely
long way in protecting your family's future as well as giving you peace
of mind.
- Protect Your Business
As a business owner, you want to ensure that the company you have built will continue into generations. And as your business grows, you will also want to protect and secure its interests. Prestige Protector is one of the tools you can use to help ensure the uninterrupted success and continuity of your business by preparing for the following circumstances:
- Loss of Key Executives
Your Key Executive could be a senior management leader or a key sales account executive. The loss of the key executives could potentially translate to a business loss or negative cash flow. The insurance proceeds from Prestige Protector will provide you with a lump sum of money to help tide the business through while you search for the right replacement talent.
- Loss of Business Partner
The demise of a Business Partner will result in a transfer of business ownership to his beneficiaries who may not be suitable or interested to administer the business. Instead of liquidating your personal assets to raise capital, let Prestige Protector provide you with the required funds to buy over your partners shares.
A Wide Range Of Policy Terms
You will have different financial needs and goals at your various life stages. Prestige Protector allows you to choose any policy term from 5 to 40 years (subject to a maximum coverage age of 85 next birthday).
The table below illustrates the attractively priced annual premiums that gives you protection of $1 million dollars against death for various policy terms:
Premiums for Male, Non-Smoker
| Age Next Birthday |
Sum Assured Amount |
Annual Premium |
| 5-year term |
10-year term |
20-year term |
30-year term |
| 35 |
$1,000,000 |
$700 |
$850 |
$1,270 |
$2,170 |
| 45 |
$1,000,000 |
$1,320 |
$1,890 |
$3,380 |
$6,320 |
| 55 |
$1,000,000 |
$3,500 |
$5,510 |
$10,590 |
$16,110 |
Both premium rate and sum assured are guaranteed and remain unchanged throughout the policy's term.
Protect Everything That Is Important To You
Prestige Protector - one simple plan that will take care of your protection needs to safeguard the future of your family or your business.
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The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premium paid.
Policy Owners' Protection Scheme
This plan is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg)