Limited premium payment terms
Great Treasure Wonder offers limited premium payment terms to meet your financial commitments while you benefit from long term cash savings and protection. You can choose the following premium payment terms and policy terms depending on your needs and goals.
|Policy Term||Premium Payment Term|
|20 years||5 or 10 years|
Guaranteed stream of cash throughout policy term
Multiply your savings further with survival benefits paid out every 6 months, starting from the end of the 1st policy year. Depending on your chosen policy term, you could receive up to 145% of your basic sum assured as survival benefits. You can opt to cash out your survival benefits or accumulate them with the Company for even bigger savings.
The survival benefits rates are as follows:
|Policy Year||Survival Benefits (% of Basic Sum Assured)|
|20 years||25 years|
|2 - 5||2.5% every 6 months||2.5% every 6 months|
|6 - Maturity||3.0% every 6 months||3.0% every 6 months|
Increasing protection with additional sum assured
Your sum assured is guaranteed to grow incrementally (as shown in the table below) from the 2nd policy year onwards up to 160% at no extra cost to you. With it, you will have better financial security.
|Policy Year||Additional Sum Assured (% of Basic Sum Assured)|
|6 until maturity||60.0%|
You get to boost your savings even further with yearly non-guaranteed cash bonuses from the end of the first policy year onwards. Just as with survival benefits, you can choose to cash out the cash bonuses or accumulate them with the Company to have a better payout upon maturity of the policy.
Others benefits include: