Protect all that matters in your life
Prestige Protector and Prestige Protector Gold - plans to protect all that makes up the great life you have spent years building. From your family, to your business and more.
Protecting Your Family
You do all you can to provide a comfortable life for your family. And there's
nothing that matters more to you than being assured they will continue with
that lifestyle, no matter what happens.
Prestige Protector and Prestige Protector Gold are designed with those
needs in mind. With Prestige Protector, you can create a protection plan
with a death cover of S$1 million or higher. With Prestige Protector Gold,
you have the choice to extend coverage for Terminal Illness and Total and
Permanent Disability. Presumptive Total and Permanent Disability* offers
more by providing coverage till end of policy term instead of expiring at
Whether it is being able to pay for the mortgage on a newly-purchased
home, sending your children for overseas education or even continuing
your country club access - you can now ensure that your family will have
enough to cover all their needs with Prestige Protector and Prestige
Protector Gold, should the unexpected happen.
Protecting Your Business
As a business owner, you want to ensure that the company you have built
will continue for generations to come. And as your business grows, it is
essential to protect and secure its interests, ensuring its continuity despite
an interruption to the business. Prestige Protector and Prestige Protector
Gold are tools you can use to help ensure the uninterrupted success and
continuity of your business by preparing for the following circumstances:
- Loss of A Key Executive
The loss of a key executive could potentially translate to disruption in business,
and subsequently cash flow. The insurance proceeds from Prestige Protector
or Prestige Protector Gold will provide you with a lump sum payout to help
tide your business over while you search for the right replacement.
- Loss of A Business Partner
The demise of a business partner will result in a transfer of business
ownership to his beneficiaries who may not be suitable or interested in
running the business. Instead of liquidating your personal assets to raise
capital, let Prestige Protector or Prestige Protector Gold provide you with
the required funds to buy over your partner's shares.
Flexible policy terms
With Prestige Protector and Prestige Protector Gold, you have the
flexibility to choose any policy term starting from 5 years, or be
covered till age 85 (next birthday).
You can have greater peace of mind by adding supplementary riders
to protect against accidents, hospitalisation and disability for the
unexpected incidents in life.
How it works: Meet David
At 40, David is extremely successful in both business and life. He has
just bought a new house with the nice garden that his wife has always
dreamed of. He has also bought a new and bigger car to ferry his
three children to school, music lessons and weekend outings. While
he is proud of what he is able to provide for the family, he wants to
ensure that in the case of an unforeseen event, his family's living
standards are not compromised and his assets are protected.
Planning ahead for his family, David decided to upgrade his current
insurance plans to one that will cover all his family's living needs.
With Prestige Protector Gold, David is able to enjoy coverage of up to
85 years old for a sum assured of S$1 million by paying only the premium
below+. This gives him the peace of mind and assurance that his loved
ones are well taken care of.
His family will not be laden with an outstanding mortgage and car loan
should the unfortunate happen. They can continue to maintain the
same level of lifestyle they have grown accustomed to.
|S$5,250 per year or
S$450.60 per month
|Guaranteed cover of S$1 million
against Death, Total and Permanent Disability
and Terminal Illness
+ The example is based on a male non-smoker, aged 40 next birthday.
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The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premium paid. It is usually detrimental to replace an existing
accident and health plan with a new one. A penalty may be imposed for early plan termination and the new
plan may cost more or have less benefits at the same cost.
Policy Owners' Protection Scheme
These plans are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (
www.lia.org.sg or www.sdic.org.sg)