Prestige Protector

Protect all that matters in your life
Prestige Protector and Prestige Protector Gold - plans to protect all that makes up the great life you have spent years building. From your family, to your business and more.

Protecting Your Family
You do all you can to provide a comfortable life for your family. And there's nothing that matters more to you than being assured they will continue with that lifestyle, no matter what happens.

Prestige Protector and Prestige Protector Gold are designed with those needs in mind. With Prestige Protector, you can create a protection plan with a death cover of S$1 million or higher. With Prestige Protector Gold, you have the choice to extend coverage for Terminal Illness and Total and Permanent Disability. Presumptive Total and Permanent Disability* offers more by providing coverage till end of policy term instead of expiring at age 65.

Whether it is being able to pay for the mortgage on a newly-purchased home, sending your children for overseas education or even continuing your country club access - you can now ensure that your family will have enough to cover all their needs with Prestige Protector and Prestige Protector Gold, should the unexpected happen.

Protecting Your Business
As a business owner, you want to ensure that the company you have built will continue for generations to come. And as your business grows, it is essential to protect and secure its interests, ensuring its continuity despite an interruption to the business. Prestige Protector and Prestige Protector Gold are tools you can use to help ensure the uninterrupted success and continuity of your business by preparing for the following circumstances:

• Loss of A Key Executive
  The loss of a key executive could potentially translate to disruption in business, and subsequently cash flow. The insurance proceeds from Prestige Protector or Prestige Protector Gold will provide you with a lump sum payout to help tide your business over while you search for the right replacement.
  
  
• Loss of A Business Partner
  The demise of a business partner will result in a transfer of business ownership to his beneficiaries who may not be suitable or interested in running the business. Instead of liquidating your personal assets to raise capital, let Prestige Protector or Prestige Protector Gold provide you with the required funds to buy over your partner's shares.
  
  

Flexible policy terms
With Prestige Protector and Prestige Protector Gold, you have the flexibility to choose any policy term starting from 5 years, or be covered till age 85 (next birthday).

What's more?
You can have greater peace of mind by adding supplementary riders to protect against accidents, hospitalisation and disability for the unexpected incidents in life.

Product Enquiry
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The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premium paid. It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more or have less benefits at the same cost.

Policy Owners' Protection Scheme
These plans are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites ( www.lia.org.sg or www.sdic.org.sg)

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