Endowment 5
Enjoy the benefits of short-term savings and earnings potential
The next major milestone that you are saving for is now in sight. Whether it is further education for your children or financial independence
when you retire, Endowment 5 can take you closer to your goals faster.
Benefits at a glance
- Short premium payment term of just 5 years for up to 20 years of benefits
- Protection against death, and total and permanent disability
- Flexibility to choose policy term of between 10 and 20 years
- 100% of the sum assured guaranteed at maturity and opportunity to earn attractive bonuses
- Coverage can be enhanced through a wide range of available supplementary benefits
Short-term commitment
With a short premium payment period of just 5 years, you can look forward to benefits for as long as 20 years. The short premium
payment period means your resources can be put towards your other financial commitments while you remain protected.
Financial security for you and your family
The plan covers you against death over the entire term of your policy, and total and permanent disability for up to 65 years old. Whatever
the future holds, the plan pays out the basic sum assured and all attaching bonuses, either at the end of the term or in the event of death
or total and permanent disability.
Flexibility to time your payout to meet your needs
Choose a policy term that ranges between 10 and 20 years. Tailor your policy maturity to a time in future when the payout will be most
useful to you.
100% Sum Assured guaranteed at maturity
At the end of the policy term, you can count on 100% of your sum assured and potential accumulated bonuses that can be used to
supplement your future income.
Scenario 1
An adult planning early for his retirement needs by setting aside a monthly sum of S$1,000 for the next 5 years.
| Policy Terms (Years) |
Basic Sum Assured |
Maturity Amount |
Yield to Maturity* |
||
|---|---|---|---|---|---|
| Guaranteed | Non- Guaranteed* |
Total* | |||
| 10 | S$51,373 | S$51,373 | S$23,626 | S$74,999 | 3.20% p.a. |
| 15 | S$54,190 | S$54,190 | S$39,359 | S$93,549 | 3.70% p.a. |
| 20 | S$57,737 | S$57,737 | S$58,920 | S$116,657 | 3.92% p.a. |
Scenario 2
A parent setting aside a monthly sum of S$500 for the next 5 years to fund his/her child's education in the coming years.
| Policy Terms (Years) |
Basic Sum Assured |
Maturity Amount |
Yield to Maturity* |
||
|---|---|---|---|---|---|
| Guaranteed | Non- Guaranteed* |
Total* | |||
| 10 | S$25,475 | S$25,475 | S$11,715 | S$37,190 | 3.09% p.a. |
| 15 | S$26,907 | S$26,907 | S$19,543 | S$46,450 | 3.65% p.a. |
| 20 | S$28,781 | S$28,781 | S$29,371 | S$58,152 | 3.91% p.a. |
* As the bonus rates used for the benefits illustrated above are not guaranteed, the actual benefits payable will vary according to the future experience of the Participating Fund.
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