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FlexiLife – Life Protection – Great Eastern Life

Personalise your lifelong insurance protection

Focus on a fulfilling future and safeguarding your family against life’s uncertainties. FlexiLife is a whole life insurance plan that allows you to customise your protection, and also lets you choose when and how you pay for coverage that can grow over time.

Key benefits

Be protected all through life

You'll enjoy lifelong coverage against death, terminal illness and total and permanent disability1.

Choose payments to suit your budget

You can make a one-time payment or spread it out into smaller amounts over the next 20 years - or until you turn 80.

Get coverage that grows with you

As this plan accumulates cash value over time, your protection level potentially increases over the years.

Enjoy comprehensive coverage

You can opt to cover yourself against critical illnesses with Critical Illness Protector2.

What’s not covered

Comprehensive coverage for accidents: To enjoy comprehensive coverage against accidents, consider Essential Protector Plus.

Get this plan

Contact a distribution representative

Talk to your Great Eastern distribution representative to see which insurance solutions are right for you. No Planner yet? Simply browse through our list of distribution representatives.

Visit Us

No. 17 & 18
Block B, Bangunan Habza
Simpang 150, Kampong Kiarong
Bandar Seri Begawan
Brunei Darussalam

Footnotes and Disclaimers

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern distribution representative or have us call you back.


Total and Permanent Disability covers:

  1. Presumptive Total & Permanent Disability (TPD) for the whole of the policy term. Presumptive TPD refers to a state of incapacity which is total and permanent and takes the form of:
    i. total and irrecoverable loss of sight in both eyes; or
    ii. total and irrecoverable loss of the use of two limbs at or above the wrist or ankle; or
    iii. total and irrecoverable loss of the sight in one eye and total and irrecoverable loss of use of one limb at or above the wrist or ankle
  2. Other forms of TPD until the insured person reaches 65 years of age.

Not available for FlexiLife plan with the one-time premium payment option.


All ages specified refer to age next birthday.

This policy is only for Brunei Citizens/Permanent Residents (PRs). If your not a Brunei Citizen/PR, you have to meet certain residency requirements before you can apply for a policy or renew it.

The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract. 

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable, if any, may be less than the total premiums paid.

In case of discrepancy between the English and the Chinese versions, the English version shall prevail.

Information correct as on 27 February 2015.

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Great Eastern Holdings Ltd | Great Eastern Life Assurance Co Ltd | Great Eastern General Insurance Ltd
Great Eastern Holdings Ltd | Great Eastern Life Assurance Co Ltd | Great Eastern General Insurance Ltd