GREAT Income Assurance - Affinity Financial Planner

Safeguarding and Enriching the Lives of You and Your Family

Your financial achievements today are the foundation for your family's future well-being. The best legacy isn't just about wealth, but also about protection, security, and hope for your loved ones. With proper planning, you can ensure your family's well-being, no matter what happens in the future.

With GREAT Income Assurance , you get growing financial protection and a guaranteed income. This product ensures your family has strong and stable financial security . It not only protects your assets but also helps strengthen your family's future.

GREAT Income Assurance is a dual-purpose life insurance policy with a 5-year premium payment and a 10-year protection period . This product provides financial protection with a death benefit of up to 130% of the total premium paid , an annual cash benefit of 25% of the annual premium from the 6th to the 9th year , and a 105% premium refund at the end of the policy term .

Get GREAT Income Assurance through Affinity Financial Planner , supported by Great Eastern Life Indonesia, for a safer and more secure future.

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Product Summary

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Main Benefit

105% Premium Return

Enjoy a guaranteed 105% refund of your total premiums* when your policy expires. This provides valuable savings to support your future financial plans.

Guaranteed Annual Income

Receive a guaranteed annual cash benefit of 25% of your annual premium* , starting from the end of the 6th year to the end of the 9th year. This benefit can be used for various financial needs, such as education costs or future investments.

Optimal Life Protection

Provides financial protection benefits of up to 130% of the total premium* paid, starting from the third year until the end of the insurance period. With this protection, your family remains secure in various situations.

*Not including Extra Premiums, if any.

Note

General requirements:

Insured Entry Age: 14 days – 65 years
Policyholder entry age: 18 years – 99 years
Age Calculation Method: Last birthday method
Currency: Rupiah
Insurance Period: 10 (Ten) years
Premium Payment Period: 5 (five) years
Premium Payment Method:
- First payment of Regular Premium: via transfer
- Regular Premium Advance Payment: via auto debit from Account/Credit Card
Prize:
- Minimum: Annual: Rp. 30 million, Monthly: Rp. 2.5 million
- Maximum: Depends on Underwriting Decision
Sum insured:

Police Year	Sum insured
1 – 2	100% of the Premium* paid by the Policyholder
3 – 10	130% of the Premium* paid by the Policyholder

Risk Selection: Simple Medical Examination / Simplified Issuance Offer for Premiums ≤ Rp. 300 million, by answering the following Health questions:
- Have you ever suffered from or had concerns, had a consultation, had an investigation or been verified to have any of the following diseases:
  Heart or blood vessel disease, hypertension, hepatitis, kidney disease, sexually transmitted diseases, thyroid, stroke, mini stroke (TIA), paralysis, epilepsy, nerve or brain disorders, mental disorders, hereditary diseases or congenital abnormalities, diabetes, leukemia or other blood disorders, abnormal cyst growth or tumor disease
- Do you have a life/personal accident/health/critical illness/disability insurance policy that has been rejected, postponed or accepted with modification?
- Are you currently suffering from a disease or experiencing symptoms/disorders, undergoing medical treatment/treatment or preparing to undergo any form of medical procedure/consultation or investigation or health examination in relation to a disease?
Premium Payment Grace Period: 45 (forty five) calendar days from the Premium payment due date.
Policy Study Period: 14 (fourteen) calendar days, calculated from the date the Policy is received by the Policyholder.
Costs: Premiums paid by the Policyholder include acquisition costs, administration, bank commissions and marketing staff commissions (if any).

*Excluding Extra Premium, if any.

GREAT Income Assurance is a life insurance product owned by PT Great Eastern Life Indonesia ("Great Eastern Life Indonesia"). Great Eastern Life Indonesia is fully responsible for the GREAT Income Assurance product and the contents of the insurance policy issued for the GREAT Income Assurance product. The premium paid by the Policyholder includes acquisition, administration, fund management, bank commissions, and salesperson commissions (if any).
The information in this document must be read and subject to the provisions of the Policy and other provisions related to the GREAT Income Assurance product that are currently in effect and any changes thereto in the future.

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