You can never predict when an accident will happen to you. What is certain is that, when it occurs, you—and your loved ones —will be badly affected. That’s why you need the safety net of a personal accident policy such as Easi-Protector, which gives you coverage, 24 hours a day — tiding you over the inevitable financial strain.
Should an accident happen that prevents you from attending to all or part of your work, profession or business, we will pay a benefit for each week of temporary total or partial disablement up to a maximum of 104 weeks.
If an accident occurs that leaves you with the permanent loss of two limbs, total paralysis, total loss of sight or death while travelling in public transport, we will pay double the sum you are insured for, inclusive of any renewal bonus (if any).
Should you become legally liable to pay a third party for accidental bodily injury or accidental property damage, we will pay for costs incurred, subject to the limits stated in the Table of Benefits.
Easi-Protector covers all your medical expenses, such as room and lodging, along with clinical, medical and surgical treatments up to the amount insured. This extends to traditional treatments, such as traditional Chinese medicine, for which we will pay a maximum of RM25 per visit and up to RM250 per accident.
Car assistance programme
This programme entitles you to tap into our exclusive arrangements with Asia Assistance Network (M) Sdn Bhd (AAN). The services provided include 24-hour emergency towing and roadside repair, car replacement assistance, hotel accommodation as a result of a vehicle breakdown, maximum repair or towing limit up to RM300 per accident and referral to accredited service or repair centres.
The principal sum insured will be increased at renewal by 10% per year up to 50% of the original principal sum insured provided no claim has been incurred under accidental death and permanent disablement of the policy.
We will provide a bereavement allowance in the event of accidental death up to the sum insured of the plan selected.
Should there be an accident and the ambulance service is required, we will cover the ambulance fees up to RM200 per accident.
If you happen to be in the listed professions below, please contact your nearest representative for more details.
Army/military/police and law enforcement officers, air crew, acrobats, body guards, debt collectors, demolition workers, explosive handlers, firemen, fishermen, jockeys, loggers/lumberjacks, miners, offshore/oil rig workers, quarry workers, racers, steeplejacks, sawyers, seamen, security guards, woodworking machinists and professional athletes.