Accidents can happen to anyone, anywhere, anytime. Protect yourself and your family with Great Eastern General’s Family Protector personal accident insurance for you and your loved ones.
Our Family Protector personal accident plan provides coverage and extensive benefits as follows:
Accidental Death and Permanent Disablement
A lump sum payment will be made in accordance with the percentage specified in the schedule of benefits.
This plan covers all your medical expenses up to the amount insured, For sinseh and traditional treatment, this plan covers up to RM35 per visit and a maximum of RM350 per accident provided western medical treatment is first sought.
If you and/or your spouse are/is confined in a hospital for more than 24 hours for treatment due to an accident, a weekly cash allowance will be paid to you or your spouse in accordance with the selected plan, up to a maximum of 26 weeks.
In the event of Accidental Death, allowance for funeral expenses will be paid up to RM5,000 per person.
Repatriation of Mortal Remains
Upon Accidental Death while overseas, we will pay for the actual cost incurred up to RM5,000 per person for the repatriation of the mortal remains.
If your child (aged 15 days - 15 years old) is hospitalised due to accident, we will pay the parent/guardian an allowance of RM200 per week up to a maximum of 15 weeks.
Purchase of Prostheses
Reimburses the insured person for the purchase of wheelchair, crutches or artificial arm or leg as recommended by the physician or doctor for an amount not exceeding RM5,000.
Examination Fees Reimbursement
if your child is not able to attend his/her academic examination due to injury sustained in an accident, we will reimburse the actual examination fee forfeited up to RM3,000.
Air Ticket Reimbursement
If Accidental Death occurs to either parent while your child is studying overseas, we will reimburse the return airfare up to RM3,000 per child.
Should you become legally liable to pay a third party for bodily injury and/or accidental property damage, we will pay for such indemnities up to a limit of RM100,00 per incident.
Ambulance fees will be reimbursed up to RM500 per accident should there be an accident and ambulance service is required.
But that is not all... the Family Protector also comes with the following special features:
No claim renewal bonus
The Principal Sum Insured will be increased by 5% at each renewal, up to a maximum of 25% of the original Principal Sum Insured, provided that no claim be made under the policy.
Long marriage bonus
The longer you are married, the higher your Accidental Death benefits, as we will pay up to a maximum of 15% extra on top of your or your spouse's principal sum insured at the time of Accidental Death.
Car loan repayment
In the event of Accidental Death of Policyholder, the subsequent 3 months outstanding hire purchase instalment of one of your private motor vehicles will be paid but up to a maximum of RM5,000.
Additional amount of RM10,000 per child will be paid if both parent pass away in the same accident.