As a high net worth citizen or permanent resident of Malaysia between 18 and 65, you expect only the best when it comes to protection against the unforeseen, wherever it may happen. With Platinum, all your needs will be met with our list of generous benefits.
Accidental death or permanent disablement
For unfortunate events such as death or permanent disablement due to accident, a compensation of up to RM5 million will be paid by us. This payment will be made in accordance with the percentage as specified in the Schedule of Benefits.
Platinum PA will indemnify you up to RM5 million should you be liable to pay a third party for accidental bodily injury or accidental property damage.
Platinum PA will reimburse your nursing services rendered by a qualified and registered nurse up to RM200 per day for a maximum period of 60 days following your discharge from the hospital for treatment.
Western and traditional medical expenses
In addition to paying for medical expenses (if insured) such as room charges and clinical, medical and surgical treatments up to the amount insured, Platinum PA will also cover charges for subsequent traditional treatments, such as traditional Chinese medicine, up to a maximum of RM50 per visit and RM500 per accident, provided Western medical treatment is first sought.
Apart from the above, we will pay your hospital, medical and clinical expenses, as well as room and board charges for illnesses resulting from Malaria, Japanese Encephalitis, Yellow Fever, Scarlett Fever or Coxsackie.
Car assistance programme
In affiliation with Asia Assistance Network (M) Sdn Bhd (AAN), Platinum PA will cover and assist you in incidents where you need 24 hours emergency towing and roadside repair, car replacement assistance, and arrangement of hotel accommodation as a result of a car breakdown, and referrals to accredited service or repair centres. We also will pay up to a maximum of RM300 for repairs and towing charges each time you are involved in an accident.
Emergency assistance service
If you ever find yourself in a situation requiring emergency assistance, whether in or out of Malaysia, rest assured that Platinum PA will be with you every step of the way.
The plan will cover you round the clock on international and domestic emergency assistance services. All the services listed below will be arranged by AAN and borne by us:
To be eligible for the Platinum PA policy, you must be a Malaysian or Permanent Resident of Malaysia aged from 18 years to 65 years. Your occupation must fit any one of the following classifications:
Professional or semi-professional sports, flying as a pilot or air crew member in any aircraft, steeple-chasing, go-karting, winter sports, ice hockey, boxing, wrestling, parachuting, hang gliding, skydiving, horseback, polo playing, barehanded rock or cliff scaling, hunting outside the territorial limits of Malaysia, sea angling, boating or yachting beyond 5km off any coastline, motor sports rallies or competitions, speed testing, reliability trials or racing of any kind other than on foot.