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Great Flexi Plus

Great Flexi Wealth- Great Eastern

Great Flexi Plus

Grow your savings towards a better future

Life may bring challenges and obstacles in the way of your dreams, but don’t let your fear discourage you from achieving your goals in life. Start to take charge of your future by cultivating a good habit of saving.

Great Flexi Plus is a universal life endowment plan that helps you grow your savings and rewards you with 30 years coverage and other benefits at the same time.

Key benefits

Limited premium payment term

With Great Flexi Plus, you may enjoy the advantage of a limited premium payment term of 20 years with coverage up to 30 years1.

Yearly Guaranteed Cash Payment (GCP)

Grow your savings with regular cash benefit. You may withdraw or reinvest your yearly Guaranteed Cash Payment2 with the Company for potential upside1.

Lump sum payout upon maturity

Receive the higher of 105% of total Basic Annualised Premium3 paid less total GCP paid or Account 1 Value; plus any Account 2 Value1

Death or Total and Permanent Disability (TPD) Benefit

You and your loved ones are protected against the unexpected by receive higher of Prevailing Sum Assured4 or Account 1 Value; plus any Account 2 Value upon Death or TPD which occurs prior to the policy anniversary of age 70 years next birthday1.

Additional Coverage on Accidental Death

Higher protection should accidental death occur in any policy year prior to the policy anniversary of attained age 70 years next birthday of the Life Assured1

Uninterrupted protection with No-Lapse Guarantee

Great Flexi Plus comes with a ‘No-Lapse Guarantee’. This valuable feature ensures that your policy will continue to remain in force even if your Account 1 Value and Account 2 Value become zero, so long as the premiums are paid up to date and there is no overdue premium interest on your policy1

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Contact a life planning advisor

Talk to your Great Eastern life planning advisor to see which insurance solutions are right for you. No representative yet? Simply browse through our list of life planning advisors.

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Menara Great Eastern
303 Jalan Ampang
50450 Kuala Lumpur

Footnotes and Disclaimers

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern life planning advisor or have us call you back.


1 Terms and conditions apply.

2 A percentage of the Basic Annualised Premium (Excluding any rider(s) premium, extra premium and advance premium paid) will be payable to you provided all premium and overdue premium interest, if any, for the respective year is paid.

3 Basic Annualised Premium, excluding any rider(s) premium, extra premium and advance premium paid

4Prevailing Sum Assured is the percentage of Total Basic Premium paid less Total GCP paid excluding any rider(s) premium, extra premium and any advance premium paid.


Great Flexi Plus is a limited pay non-participating universal life endowment plan with 30 years coverage term. Premiums are payable until the end of the premium payment term, or until death or TPD or termination of the policy, whichever occurs first. Premium will remain the same throughout the premium payment term, however, the fees and charges are not guaranteed and Company might revise the charges deducted by giving 3 months’ notice.

You should satisfy yourself that this plan will best serve your needs and that the premium payable under the policy is an amount you can afford. A free-look period of 15 days is given for you to review the suitability of the plan. If the policy is returned to the Company during this period, the Company shall refund an amount equal to the sum of Account 1 Value, unallocated premium for this policy, charges such as insurance charge and policy fee, Account 2 Value (if any) and rider premium (if any), minus the expenses incurred for medical examination (if any).

If you surrender your policy early, you may get back less than the amount you have paid. The basic policy will not lapse if you do not pay premiums after 30 days grace period as long as there is a sufficient value in Account 1 and Account 2 to pay the insurance charges and policy fees. Any premium paid after grace period will not be eligible for credited return which has been determined prior to such payment. It will be charged with overdue premium interest at a rate to be determined by the Company from time to time. The prevailing interest rate is available on the Company’s official website. The interest is chargeable from the premium due date and will not be allocated into Account 1 and Account 2 (if any). Your policy may lapse if you fail to pay your premium and the required charges exceed the value in Account 1 and Account 2 (if any).

Credited return is calculated based on the crediting rate. The actual crediting rates are NOT GUARANTEED and will fluctuate based on the investment performance. A higher credited return may be credited if the investments have performed well and conversely, a lower or negative credited return may be credited if the investments have performed poorly. A negative crediting rate will result in a reduction of Account Value. Company may invest primarily in fixed income securities. To optimise the total returns, it may also invest in equities in both domestic and foreign equities, i.e. Singapore, Hong Kong and China with the balance in cash and cash equivalents.

Any amount of the premium paid for your basic policy that has not been allocated into Account 1 is used to meet the payment of commissions to intermediaries and general expenses of the Company.

The above is for general information only. It is not a contract of insurance. You are advised to refer to the Sales Illustration, Product Disclosure Sheet and sample policy documents for detailed important features and benefits of the plan before purchasing the plan. The exclusions and limitations of benefits highlighted above are not exhaustive. For further information, reference shall be made to the terms and conditions specified in the policy issued by Great Eastern Life.

The terms "Great Eastern Life" and "the Company" shall refer to Great Eastern Life Assurance (Malaysia) Berhad.

Information correct as on 15 January 2018.

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Great Eastern Holdings Ltd | Great Eastern Life Assurance Co Ltd | Great Eastern General Insurance Ltd
Great Eastern Holdings Ltd | Great Eastern Life Assurance Co Ltd | Great Eastern General Insurance Ltd