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SmartMedic Enhancer

Health Insurance

SmartMedic Enhancer

Enhance the medical coverage offered by your SmartMedic or SmartMedic Xtra plan

As the medical costs continue to rise, adequate coverage is important so that you can have access to suitable medical care should the need arise. Fortunately, SmartMedic Enhancer helps you to be better prepared in medical emergencies by enhancing the medical coverage offered by SmartMedic or SmartMedic Xtra.

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Key benefits

Enjoy increments to your Hospital Room and Board limit

Increase your plan’s Hospital Room and Board limit by 10% at the end of every three policy years, up to a cumulative total of 100% of your initial limit1 .

Prolong Post-Hospitalisation coverage

This plan prolongs your 90 days post-hospitalisation Treatment coverage to the 180th  day after hospital discharge1 .

Daily Guardian Benefit 

Get reimbursed up to RM200 daily for meals and lodging expenses incurred when accompanying the Life Assured during hospitalisation1 .


Lesser worries with Daily-Cash Allowance

Get up to RM350 daily-cash allowance, depending on your selected plan, for a maximum of 120 days per policy year, in the event of hospitalisation at a Malaysian Government Hospital1 .


Additional Accidental Death Benefit

In the event of accidental death, SmartMedic Enhancer provides you with accidental death benefit of up to RM20,000 depending on your selected plan, on top of the accidental death benefit of SmartMedic or SmartMedic Xtra1 .

Footnotes and disclaimers

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern Life Planning Advisor or have us call you back.

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