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SmartMedic Xtra

Health Insurance

SmartMedic Xtra

Comprehensive medical coverage with no co-insurance and no Overall Lifetime Limit for your healthcare needs

Secure medical coverage you can depend on

 

A good medical protection plan gives you the freedom and confidence to live life without being held back by financial concerns. While you may have taken every precaution to live and lead a healthy lifestyle, an unexpected event can happen to you or your loved ones without any warning.

 

SmartMedic Xtra offers you healthcare whenever you need it with no co-insurance and no Overall Lifetime Limit. It allows you to enjoy more complete medical security and fewer financial worries.

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Key benefits

High Annual Limit & no Lifetime Limit

Smart MedicXtra offers a high Overall Annual Limit up to RM200,000 depending on your selected plan and no Overall Lifetime Limit1

Medical benefits with no co-insurance

This plan handles your medical bill without imposing co-insurance1 , enabling you to worry less and focus on getting better.

Annual limit increase by being fit 

By staying healthy, you will be rewarded with an increase to the Overall Annual Limit at the end of every 3 ‘no-claim’ policy years1 .

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Protection and coverage till age 80 

You will receive protection up to the age of 80  years next birthday1 , giving you more confidence to live the best of life even in your golden years.

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Coverage wherever life takes you 

Fly and travel around the world with full confidence. Be it on holiday or business trip, SmartMedic Xtra grants you international emergency medical assistance service anywhere in the world1 .

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Extended protection till 99 years next birthday (optional rider)

Enjoy extended protection by attaching an optional rider – SmartMedic Xtra 99 to extend the current medical coverage from 80 years next birthday to 99 years next birthday1 .

How SmartMedic Xtra works

Footnotes and disclaimers

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern Life Planning Advisor or have us call you back.