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Smart Legacy

Life Insurance

Smart Legacy

There is no greater legacy than inspiring endless possibilities

As someone who wants your loved ones to be able to live happily and comfortably, nothing would be more important to you than safeguarding their future. With Smart Legacy, you have the opportunity not only to provide them with the protection they need against life’s uncertainties, but also to gift them with an enduring legacy of love.

 

Besides the security of life insurance protection, this plan also gives you access to professionally managed unit funds. With Smart Legacy, you can live with a peace of mind, knowing that you have helped secure your loved ones’ future.

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Key benefits

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Protection with investment allocation 

As a regular premium investment-linked insurance plan, Smart Legacy gives you access to professionally managed unit funds on top of life coverage1 .

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Additional 1% sum assured each year

With Smart Legacy, an additional sum assured of 1% of Basic Sum Assured is provided upon every completed policy year, up to a maximum of 30%.1 .

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Booster Reward

A booster reward of 12% Basic Sum Assured will be credited into your TIV2  provided the policy is in force and all premiums due are paid up to date1 .

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Enjoy high protection against death/ TPD

With protection coverage starting from RM500,000, Smart Legacy helps ensure that you and your loved ones will not be financially burdened. Should death or TPD occur, the Basic Sum Assured, Additional Sum Assured and TIV will be paid out in accordance with the provisions of the policy1 .

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Additional protection against Accidental Death

You can never know when the untoward may occur. To help secure the future for your nearest and dearest, an Accidental Death Benefit will be payable upon death due to accident prior to the policy anniversary of the attained age 70 years next birthday1 .  to unit funds1 .

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Security of No-Lapse Guarantee (NLG)

Smart Legacy comes with a ‘No-Lapse Guarantee’ in the first 3 policy years. This valuable feature ensures that your policy will continue to remain in force even if your TIV becomes zero, so long as the premiums are paid consistently3  and no withdrawal is made within the first 3 policy years1

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Financial flexibility for a secure tomorrow

To safeguard your family’s financial security in the future, you can even bolster the resources you leave them with the option of boosting the investment value of your policy via single premium top-ups subject to a minimum of RM1,0001

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Boost protection with additional riders

You can enjoy greater peace of mind by attaching riders to your Smart Legacy plan1 .

How Smart Legacy works

Footnotes and disclaimers

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern Life Planning Advisor or have us call you back.