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SmartProtect Legacy Max

Life Insurance

SmartProtect Legacy Max

There is no greater legacy than inspiring endless possibilities

Precautionary measures are crucial to safeguard your loved ones against the challenges they may encounter when you are no longer with them. While you may not be able to predict what the future will hold, you can protect and strengthen your financial security with some planning now.

 

With SmartProtect Legacy Max, you can ensure that you have sufficient financial resources to take care of your loved ones if the unexpected strikes. On top of the benefit of life insurance and coverage till the age of 100 next birthday, this plan grants you access to a host of professionally managed unit funds and a flexible premium payment term to suit your goals. This will help provide a greater, brighter and more secure financial future for your loved ones – even the generations to come.

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Key benefits

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Longer protection with flexible premium payment terms

SmartProtect Legacy Max allows you to enjoy long-term coverage until age 100 next birthday, with premium payment term options of 5, 10, 20 or 30 years1 .

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Additional 1% sum assured each year

An additional 1% of your Basic Sum Assured will be provided to you upon every completed policy year, should death or TPD2 occur, up to a maximum of 30%1 .

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Booster reward to celebrate policy milestones

A booster reward of 12% of your Basic Sum Assured will be credited3 into your TIV4  account, provided the policy is in-force and all premiums due are paid up-to-date.

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High protection against death and TPD

With coverage starting from RM500,000, your loved ones will not be financially burdened should death or TPD occur1

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Additional coverage for accidental death

You will receive an additional amount of your Basic Sum Assured in one lump sum upon accidental death prior to the policy anniversary of age 70 years next birthday1 .

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Security of No-Lapse Guarantee

SmartProtect Legacy Max comes with a No-Lapse Guarantee in the first 6 policy years. This valuable feature ensures that your policy will continue to remain in-force even if your TIV becomes zero, so long as your premiums are paid consistently and no withdrawals are made in the first 6 policy years1 .

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Financial flexibility for a secure tomorrow

To safeguard your family’s financial security in the future, you can bolster the resources you leave them with the option of boosting the investment value of your policy via single premium top-ups5 .

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Boosted protection with optional riders

You can enjoy greater peace of mind by attaching optional riders to your SmartProtect Legacy Max plan1 .

Footnotes and disclaimers

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern Life Planning Advisor or have us call you back.