DIRECT - Great Life 70 and DIRECT - Great Life 85 are whole life plans that give you lifetime protection against death, terminal illness1 and total and permanent disability2. The plans also accumulate cash value over time.
DIRECT - Great Term and DIRECT - Great 5yr Term are affordable insurance plans that are easy on your pocket. They provide protection against death, terminal illness1 and total and permanent disability2. As the protection are only for a fixed period, term plans can be used to plan the amount of coverage over different life stages as priorities change in life.
With DIRECT – Great Term, you can choose a policy term of 20 years, or up to age 65.
With DIRECT – Great 5yr Term, you can have a five-year term plan which is renewable for the same sum assured at the date of expiry up to age 80 next birthday of the life assured. The term of such renewal will be five years.
Focus on a fulfilling future and safeguarding your family against life’s uncertainties. FlexiLife is a whole life insurance plan that allows you to customise your protection, and also lets you choose when and how you pay for coverage that can grow over time.
FlexiLife Multiplier offers you lifelong coverage against death, critical or terminal illness, and total and permanent disability1. Plus, in the years when it matters most, you'll enjoy the reassurance of up to three times the sum assured2 – so that you and your loved ones have even greater protection against the unexpected.
Should the unexpected happen, MortgageCare is a home loan insurance plan that covers your remaining mortgage payments, so that your loved ones will continue to have a roof over their heads. Plus, you'll pay unchanging premiums only for limited years, while your protection continues right through the plan term.
The Overseas Assurance Corporation Limited (OAC) has partnered with Cigna to bring you Prestige Global Health Options, insured by OAC, and administered by Cigna.
Prestige Global Health Options provides you access to our network of trusted hospitals, physicians and other healthcare professionals. You have the flexibility to tailor a cost-effective plan to suit your individual needs. In addition, we have a trusted Customer Care Team who is always available to speak with you day and night, delivering international healthcare that meets your individual needs.
Prestige Harvest helps preserve and enhance your hard earned assets to secure long-term financial security for your loved ones without compromising your current lifestyle.
A US dollar1 denominated, single premium universal life insurance plan, Prestige Harvest helps proect and build your wealth for your loves ones.
With just a one-time investment, Prestige Life Gold offers you lifelong coverage for legacy planning. You'll also enjoy the financial security of up to three times the sum assured against death, terminal illness, and total and permanent disability1, all the way till you turn 81.
Plus, the plan's cash value keeps growing over your lifetime, helping you build your wealth.
Reaching adulthood. Getting married. Becoming a parent. As your goals and financial commitments evolve with life’s growing possibilities, Smart Life Advantage provides extra flexibility to adjust your protection – so you can meet the many ifs in life w 05B4 ith confidence.
With this whole-life investment-linked plan, you can also accumulate your wealth via a wide range of professionally managed funds for your savings or retirement goals in the dedicated Accumulation Account.
As you celebrate life’s many milestones, you want to ensure that your protection grows to keep pace with your new financial priorities and goals.
Providing lifelong coverage against death, terminal and critical illness, and total and permanent disability1, Supreme Protect also lets you increase your coverage at key milestones in life, without any further medical check-ups.
The plan’s guaranteed insurability feature offers you the freedom to buy more coverage at any two of the following four big moments in life: when you turn 21*, get married, have a child, or adopt a child.
And, should you be diagnosed with one of five advanced-stage critical illnesses2, you’ll receive double the sum assured, to help pay for treatment costs.
Critical illnesses such as cancer, heart attack and stroke may, unfortunately, strike at any time. But early treatment and care gives you a better chance of recovery.
With large lump sum payout 3398 s right from the start, the Critical Care Advantage plan enables you to seek treatment earlier. You’ll enjoy coverage for as many as 37 illnesses, across three stages – early, intermediate and critical.
Flexi Maternity Cover is a comprehensive, standalone plan for you and your child. From as early as 13 weeks into your term, it offers reassuring cover in the event of pregnancy complications or congenital illness. Providing you the peace of mind on your extraordinary journey.
Ensure that your savings are protected against the unforeseen. Should you be disabled because of injury or illness, LifeSecure offers you the reassurance of a monthly income, throughout your life.
These monthly payouts will help provide for daily expenses, specialised care, rehabilitation and home tuition (for children unable to attend school – the plan also covers children as young as one year old).
Your family depends on your salary. And you have bills to pay every month. What if a sudden illness or injury leaves you unable to work1? How would you pay for everyday expenses and meet your regular financial commitments?
Pay Assure is made for such situations and provides for you and your family. If illness or injury keeps you away from work1, you’ll receive a monthly income of up to 75% of your monthly salary2.
The first of its kind in the market, this income protection plan helps you focus on getting well, rather than worrying about money.
It is important to stay fit and well to enjoy life to the fullest and to take good care of our loved ones. But if there is ever a need for urgent medical attention or hospitalisation, your focus should be on getting well quickly rather than worrying about the large bills that usually follow, or the emotional strain on your family. Supreme Health is a health insurance solution that offers comprehensive coverage and reimburses your hospitalisation expenses1. It is a yearly guaranteed renewable Medisave-approved Integrated Shield Plan of which premiums can be paid using CPF Medisave2, allowing you to utilise your available cash for other needs.
To be fully covered against the costs of hospitalisation, supplement your Supreme Health with Total Health.
Receive a guaranteed income even while you're hospitalised. Supreme MediCash pays a daily cash benefit for each day you spend in hospital. You can use the money to pay for alternative treatments, supplement lost income or pay for anything else you might need.
Be fully covered against the costs of hospitalisation. As an add-on to your Supreme Health plan, Total Health offers complete coverage from the first dollar up by taking care of the Deductible1 and Co-insurance2 portions of your hospital bill. In addition, Total Health's special benefits help you to cover other related out-of-hospital costs.
Extend your protection with the option to cover overseas medical treatment with Total Health Plus rider.
We’re all different, that’s why AccidentCare Plus II is tailored to meet individual needs. Offering year-round coverage against accidents across the globe, this fully customisable personal accident insurance plan lets you choose protection to suit both your needs as well as budget.
Accidents can happen anytime, anywhere – and could mean huge bills for treatment and recovery. Essential Protector Plus reimburses you for medical expenses incurred due to accidents, anywhere in the world. And, if the accident occurs while you're overseas - and you seek treatment in that country - your medical expenses reimbursement limit will be doubled1.
That’s not all. If you're hospitalised due to an accident, Dengue Haemorrhagic Fever (DHF) or food poisoning, Essential Protector Plus also offers a daily hospital income benefit, which will help make up for loss of income while you recover.
Plus, the plan offers lump sum payouts for permanent disablement or death from accidents.
In your mature years, you have more time to do the things you’ve always wanted to do: take up a new hobby, go on your dream holiday, or simply take it easy.
However, this age is also a time when you’re more vulnerable to accidents – which co 1C84 uld mean injuries that take longer to heal, and huge medical bills for treatment and recovery.
Golden Protector Plus is a personal accident plan that provides essential coverage against accidental injuries – anytime, anywhere. The plan reimburses you for medical expenses resulting from accidents, and also offers hospitalisation benefits that help pay for alternative treatments. And, should accidental death occur, the plan also offers a lump sum payout.
Wherever learning and play may take your children, give yourself the reassurance of Junior Protector Plus. This comprehensive accident insurance plan for children covers them – worldwide – against accidents, as well as illnesses such as Hand, Foot and Mouth Disease (HFMD), Dengue Haemorrhagic Fever (DHF) and food poisoning.
A premium personal accident plan designed to provide the greatest peace of mind, Prestige PACare offers the ultimate coverage of up to S$3.5 million for permanent disability or death due to an accident – this assurance of high financial security lets you focus on the more important things in life.
The plan also offers you optional reimbursement of medical expenses of up to S$20,000 per accident, and round-the-clock emergency assistance, worldwide.