Flexi Maternity Cover

Health Insurance

Flexi Maternity Cover

Great is double the assurance for both mother and baby

Flexi Maternity Cover is a comprehensive, standalone maternity insurance plan for you and your Newborn. From as early as 13 weeks into your pregnancy, it offers reassuring cover in the event of Pregnancy Complications or Congenital Illnesses for the insured Newborn. Flexi Maternity Cover provides you with peace of mind so you can focus on all the joyous moments this journey will bring.


As a Life Company, our focus is on our customers' health & wellbeing and we are pleased to extend complimentary Zika coverage to provide you with the much needed protection, especially for pregnant mummy-to-be and her Newborn. Flexi Maternity Cover now provides you with Hospital Care Benefit (up to 30 days) if either the insured Mother or insured Newborn is hospitalised due to Zika virus infection.


You can refer to the Terms and Conditions of the Zika Coverage here.

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Key benefits


Early protection for Mother and Newborn

With a one-time premium, this maternity insurance plan protects you and your Newborn. Your coverage can start as early as the 13th week of your pregnancy and continues for 30 days after childbirth. Coverage for your Newborn ends three years from the start of the policy.


Guaranteed Insurability Benefit for added assurance

Enjoy the option1 to purchase an Eligible Whole Life/Investment Linked/Endowment plan that provides cover for Death, TPD, Terminal Illness or Critical Illness for yourself and/or for your Newborn within 90 days of your Newborn's birth without the need for medical underwriting at the point of exercising the option.


Comprehensive coverage

Receive protection against eight Pregnancy Complications, and Death or Total & Permanent Disability (TPD) due to the covered Pregnancy Complications. Your Newborn is also covered for 18 Congenital Illnesses and Death due to the covered Congenital Illnesses. You and your Newborn can each receive up to S$200 Hospital Care Benefit per day for up to 30 days.


Exclusive premium voucher for added protection

Flexi Maternity Cover comes with an exclusive S$108 premium voucher which can be used to offset the initial premium of a new eligible2 plan.

How Flexi Maternity Cover works


Hospitalisation: To cover the cost of hospitalisation, surgical or medical expenses – and make up for the loss of income due to hospitalisation, consider GREAT SupremeHealthGREAT TotalCare and Supreme MediCash.


Critical illness: To help pay for treatment expenses across three stages of illness - early, intermediate and critical - consider Critical Care Advantage.


Comprehensive coverage for accidents: To enjoy comprehensive coverage against accidents, consider Essential Protector Plus.


Loss of income: To protect yourself against losing your monthly income because of illness or injury, consider Pay Assure.

1 The GIB option can be exercised once per Life Assured (Mother and/or Newborn). In the event where the Mother has more than one Newborn, the GIB option can be exercised once for each Insured Child. The eligible plans and maximum sum assured limits per Life Assured per plan purchased under the GIB option will be determined by the Company and are subject to change at the Company’s discretion. For full terms and conditions, refer to the GIB endorsement.


The premium voucher can be used to offset the initial premium of ONE of the following options:


1. An eligible plan purchased with the GIB for the Flexi Maternity Cover’s policyholder or her Newborn; or

2. A Regular Premium Whole Life plan, an Endowment plan or Smart Life Advantage for the Flexi Maternity Cover’s policyholder, spouse, child or Newborn; or 

3. Total Health plan for the Newborn.


For full terms and conditions, refer to the details printed on the actual premium voucher issued with the Flexi Maternity Cover plan. 


3 Due to the covered Pregnancy Complications.


4 Due to the covered Congenital Illnesses.


5 The Pregnancy Complications Benefit for the Mother will be payable only once regardless of the number of Pregnancy Complications, and the benefit amount is capped at S$10,000.


6 Intensive Care Unit or High Dependency Unit of a hospital in Singapore.


7 The Congenital Illness Benefit will be payable once on one Newborn only regardless of the number of Congenital Illnesses, and the benefit amount is capped at S$10,000.


8 Intensive Care Unit or High Dependency Unit of a hospital in Singapore. This includes Neonatal Wards level two or three.


9 The Death Benefit will be payable once on one Newborn only, and the benefit amount is capped at S$10,000.

The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.


It is usually detrimental to replace an existing health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same cost.


This plan is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.  For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg)


In case of discrepancy between the English and Chinese versions, the English version shall prevail.


Information correct as at 20 February 2017.