Flexi Maternity Cover

Hospitalisation: To cover the cost of hospitalisation, surgical or medical expenses – and make up for the loss of income due to hospitalisation, consider GREAT SupremeHealth, GREAT TotalCare and Supreme MediCash.

Critical illness: To help pay for treatment expenses across three stages of illness - early, intermediate and critical - consider Critical Care Advantage.

Comprehensive coverage for accidents: To enjoy comprehensive coverage against accidents, consider Essential Protector Plus.

Loss of income: To protect yourself against losing your monthly income because of illness or injury, consider Pay Assure.

¹ The GIB option can be exercised once per Life Assured (Mother and/or Newborn). In the event where the Mother has more than one Newborn, the GIB option can be exercised once for each Insured Child. The eligible plans and maximum sum assured limits per Life Assured per plan purchased under the GIB option will be determined by the Company and are subject to change at the Company’s discretion. For full terms and conditions, refer to the GIB endorsement.

² The premium voucher can be used to offset the initial premium of ONE of the following options:

1. An eligible plan purchased with the GIB for the Flexi Maternity Cover’s policyholder or her Newborn; or

2. A Regular Premium Whole Life plan, an Endowment plan or Smart Life Advantage for the Flexi Maternity Cover’s policyholder, spouse, child or Newborn; or 

3. Total Health plan for the Newborn.

For full terms and conditions, refer to the details printed on the actual premium voucher issued with the Flexi Maternity Cover plan. 

³ Due to the covered Pregnancy Complications.

⁴ Due to the covered Congenital Illnesses.

⁵ The Pregnancy Complications Benefit for the Mother will be payable only once regardless of the number of Pregnancy Complications, and the benefit amount is capped at S$10,000.

⁶ Intensive Care Unit or High Dependency Unit of a hospital in Singapore.

⁷ The Congenital Illness Benefit will be payable once on one Newborn only regardless of the number of Congenital Illnesses, and the benefit amount is capped at S$10,000.

⁸ Intensive Care Unit or High Dependency Unit of a hospital in Singapore. This includes Neonatal Wards level two or three.

⁹ The Death Benefit will be payable once on one Newborn only, and the benefit amount is capped at S$10,000.

The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.

It is usually detrimental to replace an existing health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same cost.

This plan is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.  For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg)

In case of discrepancy between the English and Chinese versions, the English version shall prevail.

Information correct as at 20 February 2017.