Flexi Term

Life Insurance

Flexi Term

Great is an affordable and flexible way to stretch your protection

Whichever life stage you are in, you want the assurance of having adequate coverage for yourself and your loved ones should the unforeseen happen. Flexi Term and Flexi Living Term are designed to offer you protection at affordable premiums, with the flexibility to tailor your coverage according to your needs, giving you peace of mind.

Share This Share This
Print Print This

Key benefits


Key coverage

Cover Death, Total and Permanent Disability (TPD), Terminal Illness and Critical Illness1 .

Choice of coverage term

Choose your desired coverage term, from 6 years, up to age 85. 


TPD coverage beyond age 65

Continue to enjoy TPD2  coverage throughout the policy term, even after age 65.

5-Year Renewal and Convertible

Guaranteed renewal every five years and option to convert it into a whole life, endowment or investment-linked plan.

How Flexi Term works


Loss of income: To protect yourself against losing your monthly income because of illness or injury, consider Pay Assure.


Hospitalisation: To cover the cost of hospitalisation, surgical or medical expenses - and make up for loss of income due to hospitalisation - consider GREAT SupremeHealthGREAT TotalCare and Supreme MediCash.


Comprehensive coverage for accidents: To enjoy comprehensive coverage against accidents, consider Essential Protector Plus.

All ages specified refer to age next birthday.


1 Flexi Term provides financial protection against Death, Total and Permanent Disability, and Terminal Illness during the policy term; while Flexi Living Term provides financial protection against Death, Total and Permanent Disability, Terminal Illness and Critical Illness during the policy term.


2 Presumptive Total and Permanent Disability (TPD) is applicable for whole of policy term. Presumptive TPD refers to a state of incapacity which is total and permanent and takes the form of:


i) total and irrecoverable loss of sight in both eyes, or


ii) total and irrecoverable loss of the use of two limbs at or above the wrist or ankle; or


iii) total and irrecoverable loss of the sight in one eye, and total and irrecoverable loss of the use of one limb at or above the wrist or ankle.


For other forms of TPD which are not Presumptive TPD, the TPD must occur before the policy anniversary on which the Life Assured will be age 65 next birthday. Such TPD refers to a disability suffered by the Life Assured which renders the Life Assured in a total and permanent state of incapacity to perform or follow sufficiently any work, occupation or profession to earn or obtain any wage, remuneration or profit at any time during and thereafter.

This advertisement has not been reviewed by the Monetary Authority of Singapore. 


The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.


Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable, if any, may be less than the total premiums paid.


It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same cost.


These plans are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).


In case of discrepancy between the English and Chinese versions, the English version shall prevail.


Information correct as at 28 November 2018.