FlexiLife

Life Insurance

FlexiLife

Personalise your lifelong insurance protection

Focus on a fulfilling future and safeguarding your family against life’s uncertainties. FlexiLife is a whole life insurance plan that allows you to customise your protection, and also lets you choose when and how you pay for coverage that can grow over time.

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Key benefits

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Be protected all through life

You'll enjoy lifelong coverage against death, terminal illness and total and permanent disability1 .

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Get coverage that grows with you

As this plan accumulates cash value over time, your protection level potentially increases over the years.

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Choose payments to suit your budget

You can make a one-time payment or spread it out into smaller amounts over the next 20 years - or until you turn 80.

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Enjoy comprehensive coverage 

You can opt to cover yourself against critical illnesses with Critical Illness Protector2.

 

Hospitalisation: To cover the cost of hospitalisation, surgical or medical expenses - and make up for loss of income due to hospitalisation - consider GREAT SupremeHealthGREAT TotalCare and Supreme MediCash.

 

Comprehensive coverage for accidents: To enjoy comprehensive coverage against accidents, consider Essential Protector Plus.

 

Loss of income: To protect yourself against losing your monthly income because of illness or injury, consider Pay Assure.

Total and Permanent Disability covers:

 

a. Presumptive Total & Permanent Disability (TPD) for the whole of the policy term. Presumptive TPD refers to a state of incapacity which is total and permanent and takes the form of:

i. total and irrecoverable loss of sight in both eyes; or

ii. total and irrecoverable loss of the use of two limbs at or above the wrist or ankle; or

iii. total and irrecoverable loss of the sight in one eye and total and irrecoverable loss of use of one limb at or above the wrist or ankle

 

b. Other forms of TPD until the insured person reaches 65 years of age

 

Not available for FlexiLife plan with the one-time premium payment option.

All ages specified refer to age next birthday.

 

This advertisement has not been reviewed by the Monetary Authority of Singapore.

 

The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract. 

 

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable, if any, may be less than the total premiums paid.

 

This plan is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

 

In case of discrepancy between the English and the Chinese versions, the English version shall prevail.

 

Information correct as on 27 February 2015.