Loss of income: To protect yourself against losing your monthly income because of illness or injury, consider Pay Assure.

Hospitalisation: To cover the cost of hospitalisation, surgical or medical expenses - consider GREAT SupremeHealth, GREAT TotalCare and Supreme MediCash.

Personal accident: To enjoy comprehensive coverage against accidents, consider Essential Protector Plus.

¹ Premiums are not guaranteed and may be adjusted based on future experience.

* Based on MortgageCare Joint Life – Series 2 plan for a male, non-smoker, and spouse who is a female, non-smoker.

^† Sum assured of S$400,000 is at the point of plan purchase and reduces at the rate of 5% p.a.

All ages specified refer to age next birthday.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable, if any, may be less than the total premiums paid. It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same cost.

In case of discrepancy between the English and the Chinese versions, the English version shall prevail.

This plan is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

Information correct as on 3 January 2017.