Prestige Harvest 6

Life Insurance

Prestige Harvest 6

Leaving a lasting legacy for your loved ones

Built on dedication, hard work and foresight, your success is more than just financial assets, it symbolises who you are, and forms the cornerstone for your future generations. 

 

We understand that a great part of building your legacy also means securing it for your loved ones, with equitable distribution according to your wishes. With Prestige Harvest 6, we can help you enhance your wealth while protecting your assets. This exclusively designed plan is a US Dollar1 denominated, non-participating single premium universal life insurance plan tailored to help you achieve your lifetime financial goals.

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Key benefits

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Create an immediate estate with a single premium

Secure a guaranteed lifetime insurance protection starting at USD 0.5 million with a single premium payment.

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Enjoy greater financial liquidity with flexibility

Should you require extra cash, you can make a partial withdrawal for liquidity.

Build your wealth with an attractive crediting rate

Accrue interest daily at a fixed and guaranteed crediting rate of 4.35% p.a. for the first 3 years2 on your initial single premium.

How Prestige Harvest 6 works

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Critical illness: To help pay for treatment expenses across three stages of illness - early, intermediate and critical - consider Critical Care Advantage.

 

Ultimate coverage against accidents: To enjoy the reassurance of up to S$3.5 million sum assured for permanent disability or death due to an accident, consider Prestige PACare.

 

Investment portfolio management: To create a tailor-made investment portfolio that you can adjust to meet your changing needs throughout your life, consider Prestige Portfolio.

1 Prestige Harvest is a US Dollar plan. Please be aware that if the US Dollar is not your home currency, you will be exposed to foreign exchange volatility risk. Please note that Prestige Harvest 6 is not a fixed deposit account.

 

2 Interest is accrued daily based on the policy account value and prevailing interest rates. The crediting rate for initial single premium is fixed and guaranteed at 4.35% p.a. for the first 3 policy years. Thereafter, it will be based on the prevailing interest rate determined by the company but it will be at least 2.00% p.a.

 

* Numbers are purely illustrative and not an indication of actual premiums or sum assured. To get the exact single premium based on your desired sum assured, we will need to take into consideration the age, gender, smoker status, country of residency at inception and universal life plan type.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

 

This brochure is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract. 

 

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

 

This plan is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

 

Information correct as on 23 November 2018.