Travel E@sy

VERSION 2.7 (31 December 2018)

1. Great Eastern Travel 1-For-1 Promotion 2018 (“Promotion”)

a. This Promotion is jointly organised by The Great Eastern Life Assurance Company Limited and Great Eastern General Insurance Limited collectively known as “Organiser”.

b. This Promotion (“Promotion Period”) is valid from 31 December 2018 to 31 March 2019 (both dates inclusive).

c. This Promotion is only applicable to a customer’s first purchase of the Travel E@sy Insurance - Individual Coverage plan (“Applicable Plan”) underwritten by Great Eastern General Insurance Limited within the Promotion Period.

d. This Promotion is only valid with the promo code “1FOR1”.

2. The following terms as used in the Promotion shall have the following meanings:

a. “Eligible Participant” refers to the proposer or customer who purchased the Applicable Plan as the policyholder, and has met all the required criteria of this Promotion.

b. “Reward” refers to the free Travel E@sy Insurance - Individual Coverage plan available to Eligible Participants after the first purchase of the Applicable Plan during the Promotion Period.

c. “Premium” in respect of the Applicable Plan, refers to the total insurance premium payable for that first travel policy as stated on the purchase page.

3. Eligibility for Promotion

a. The proposer of the Applicable Plan must be age 16 years old and above.

b. The proposer:

i. must purchase the Applicable Plan between 31 December 2018 to 31 March 2019;

ii. and must not be an existing policyholder of The Great Eastern Life Assurance Company Limited and/or Great Eastern General Insurance Limited (policy in-force) as of 31 December 2018. unless the policyholder only holds the following product(s):

- the Dependants’ Protection Scheme under the Great Eastern Government Scheme;

- the ElderShield Basic Plan under the Great Eastern Government Scheme.

c. Eligible Participants who purchased the Applicable Plan between 31 December 2018 and 17 January 2019 will be notified of their eligibility after 1 February 2019 via email.

d. Eligible Participants who purchase the Applicable Plan on or after 18 January 2019 will be notified of their eligibility via email within 15 working days from the date of submission to purchase the Applicable Plan.

e. If the Organiser subsequently discovers that an applicant/ policyholder does not qualify for the Promotion, or that the Applicable Plan does not qualify for this Promotion, the Organiser may at its discretion forfeit the Reward. No party shall be entitled to any payment or compensation from the Organiser in connection with the Organiser exercising its rights under this clause.

f. This Promotion is only applicable to Singaporeans and Permanent Residents of Singapore.

4. “ Reward”

a. Eligible Participants who successfully purchased the Applicable Plan during the Promotion Period will receive a “Reward” - a free Travel E@sy Single Trip Individual Plan for a second trip of worldwide coverage for up to 18 days.

b. Participants must give their consent for the collection, use and disclosure of their personal data for marketing and promotional purposes by not clicking on the “Skip This” option during the first travel policy purchase. This is to give your explicit consent for Great Eastern, its related corporations (collectively, the “Companies”) as well as their respective representatives and agents to collect, use and disclose your personal data for the purposes of providing you with updates about the Companies’ products and services and for future marketing and promotional purposes via the selected channel(s). In the event that your marketing consent is not given, you will not be eligible for the Reward.

c. Eligible Participants who purchased the Applicable Plan between 31 December 2018 and 17 January 2019 will be notified of their eligibility after 1 February 2019 via email.

d. Eligible Participants who purchase the Applicable Plan on or after 18 January 2019 will be notified of their eligibility via email within 15 working days from the date of submission to purchase the Applicable Plan.

e. Each Eligible Participant can only receive 1 Reward pursuant to this Promotion, regardless of the number of Applicable Plans purchased. For example, if a proposer purchases four Applicable Plans to insure four different individuals inclusive of him/her, he/she is only entitled to redeem 1 Reward.

f. The Insured Person covered by the Reward must be the Eligible Participant/same individual who participated in the Promotion.

g. The Reward is not redeemable for cash and is non-transferable.

h. The Reward is valid and applicable with the ongoing Travel E@sy Promotions organized by the Organiser.

i. Eligible Participants may redeem their Reward from 1 March 2019 till 11 December 2019.

j. The trip that is covered by the Reward must be completed by 31 December 2019. The travel insurance coverage by the Reward will cease from 1 January 2020 onwards.

k. Eligible Participants are not eligible for this Reward if they cancel the first Applicable Plan.

l. The policy coverage is worldwide for up to 18 days and details of the policy can be found at https://www.greateasternlife.com/sg/en/personal-insurance/find-the-right-plan/protect-my-lifestyle/travel-insurance/travel-easy.html

m. The Reward must be redeemed at least 14 business days before the commencement of the trip. Any redemption request within 14 business days before commencement of the trip will not be activated in time for the coverage to take place.

n. The Organiser reserves the right to replace the Reward with item of similar value (“Replacement Item”) at any time without prior notice.

5. Participation and Personal Data

By providing the information required for the Promotion, each Participant

a. agrees and consents to Great Eastern, its related corporations (collectively, the "Companies"), as well as their respective representatives and agents (“Representatives”) collecting, using, disclosing and sharing amongst themselves his/her personal data, and disclosing such personal data to the Companies' authorised service providers and relevant third parties for purposes reasonably required by the Companies to administer the Promotion and such other purposes as described in Great Eastern's Privacy Statement, which is accessible at http://www.greateasternlife.com/sg/en/privacy-and-security-policy.html and which the Participant confirms that he has read and understood.

b. agrees to be bound by the rules, regulations and decisions of the Organiser, and by the terms contained herein. Failure to comply with any of the foregoing will result in a disqualification from the Promotion;

c. is deemed to have consented to the collection, use and disclosure of his/her personal data by the Organiser, sponsors, promoters and/or their respective contractors for verifying the eligibility of the participants and contacting the participant regarding the foregoing, for post-travel insurance claim(s) (if any), and for all purposes incidental to this Promotion;

d. agrees to cooperate with and participate in any publicity activities without any payment or compensation thereof.

6. General

a. The purchase and issuance of the travel insurance policy is subject to the Organiser’s approval and assessment of the applicant’s suitability for the purchase of such insurance policies.

b. Any cancellation of an Applicable Plan will be subject to the applicable administrative charges.

c. The decisions of the Organiser on all matters relating to this Promotion are at its discretion and are final, conclusive and binding. The Organiser shall not be obliged to give any reason or prior notice or enter into any correspondence with any person on any matter concerning this Promotion or its decision and no appeal, correspondence or demands or claims will be entertained and no payment or compensation will be given or paid by the Organiser or shall not be liable to any party.

d. The Organiser shall not be responsible or liable:

i. for any notice, letter or communication which gets lost, misplaced, defaced, tampered with, stolen, damaged or misdirected in the post or which is not received in time;

ii. for any breakdown or malfunction in any computer system or equipment or application; or

iii. if the Organiser is unable to perform its obligations hereunder as a result of (whether direct or indirect) the delay or failure of any third party including, but not limited to, the SMS vendor, telecommunication authorities or service provider, the failure of any machine, computer system or communication system, industrial dispute, war, Act of God or for any act or omission outside the control of the Organiser.

iv. for any loss to or expenses of any applicant or any other person in connection with the Promotion, howsoever arising.

e. Participation in the Promotion is subject to the terms and conditions stated herein. Notwithstanding any of the terms and conditions contained herein, the Organiser may, at its discretion, terminate the Promotion and/or vary, delete or add on to any of these terms and conditions, including, but not limited to, varying the Promotion Period or terminating the Promotion or changing the applicable discounts, at any time and from time to time without any prior notice or assigning any reason therefore or assuming any liability to any party.

f. In the event of any inconsistency between these terms and conditions and any advertising, publicity, brochure, marketing or Promotion material or other materials relating to or in connection with this Promotion, these terms and conditions shall prevail.

g. All information provided herein is believed to be correct and reliable at the time of publishing or posting online, the Organiser makes no representation or warranty whether express or implied, and accepts no responsibility or reliability for its completeness or accuracy.

h. The Applicable Plan and Reward will be subject to the full terms and conditions of the insurance policies. For more information on Travel plans, please click here.

i. A person who is not a party to these Terms and Conditions and/or any agreement governed by these Terms and Conditions has no rights under the Contracts (Rights of Third Parties) Act (Cap. 53B) of Singapore to enforce or enjoy the benefit of any term.

j. These terms and conditions herein shall be governed by the laws of Singapore, and all participants who participate in the Promotion hereby submit to the exclusive jurisdiction of the courts of the Republic of Singapore. Except where the context otherwise requires, words denoting the singular include the plural and vice versa.

Important Notice and Disclaimers

The above is provided for general information only and is not a contract of insurance. Full details of the terms, conditions and exclusions of this insurance policy are provided in the policy contract and will be sent to you upon acceptance of your application by Great Eastern General Insurance Limited. This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg)