Wealth Accumulation

Smart Invest

Invest in professionally managed funds, from just S$100 a month

Smart Invest, an investment-linked insurance plan, gives you great flexibility to manage your investment portfolio. It is available in two plan types; a recurrent single premium (RSP) plan and a single premium (SP) plan, to further capitalise on market opportunities to suit your needs.

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Key Benefits


Start low, go higher as you wish

Smart Invest (RSP)1  recurrent single premium plan’s contribution starts as low as S$100 a month using CPF Investment Scheme (CPFIS) or Supplementary Retirement Scheme (SRS) funds. Smart Invest (SP) single premium plan starts with a minimum lump sum contribution of S$5,000 from cash, CPFIS or SRS funds.


Manage your cashflow with ease

You can top up your investment amount anytime. When you need to manage your cashflow, you may make partial2  or total surrender of the portfolio. 


Enjoy fuss-free, guaranteed sign-up

Smart Invest makes wealth accumulation hassle-free with guaranteed acceptance and no medical underwriting is required.


Customise your investment portfolio

Enjoy the flexibility to review and rebalance your portfolio, as well as customise your portfolio by tapping into a diverse range of professionally managed funds across different asset classes, industries and geographic regions.


Enhanced accidental death coverage

Smart Invest provides an accidental death benefit coverage up to 80 years old (age next birthday)

GreatLink Funds Links


GreatLink Funds Prices

Easy online access, day or night  - wherever you are.


Fund Tools & Documents

Select the list of funds you wish to find out more with this fund tool.


GreatLink Funds Reports

Stay right up to date with the yearly financial performance of all your funds.

Premium waiver: To protect yourself against being unable to pay premiums because of critical illness, consider Premium Waiver Rider


Flexible protection and investment: To achieve the right balance between protection and investment - as your needs change through life - consider Smart Life Advantage.


Loss of income: To protect yourself against losing your monthly income because of illness or injury, consider Pay Assure.

1 Smart Invest (RSP) is not available where premiums are paid using cash.


2 For partial surrender, the minimum value of units withdrawn and the value of remaining units in each Fund after withdrawal should be at least S$1,000.

All ages specified refer to age next birthday.


This advertisement has not been reviewed by the Monetary Authority of Singapore.


The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.


As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.


Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The value of the units in the fund(s) and the income accruing to the units, if any, may fall or rise. Please refer to fund details and Product Highlights Sheet for the specific risks of the fund(s). Past performance is not necessarily indicative of future performance.


This plan is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites ( or


In case of discrepancy between the English and Chinese versions, the English version shall prevail.


Information correct as at 25 September 2018.