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“Celebrate GREAT with UPGREAT” Consumer Promotion 2018 (“Promotion”)

  1. This Promotion is open to policyholders who have purchased the Qualifying Plans (as described in clause 2 below) from The Great Eastern Life Assurance Company Limited (“GELS”) between 10 July 2018 to 30 September 2018 (both dates inclusive) and issued by 31 October 2018 (“Promotion Period”).

  2. The Qualifying Plans and the Rewards for this Promotion are shown in the table below:

    Plan Category

    Qualifying Plans

    Qualifying Annualised Premium per plan


    (% of Qualifying Annualised Premium1per plan)

    Wealth Accumulation Plan

    GREAT Wealth Multiplier and its cash paying riders

    Product launch on 17 July 2018

    S$2,400 and above


    Protection Plans

    All new Life and Accident & Health regular premium plans and their cash paying riders

    S$2,400 - $4,799


    S$4,800 and above



    1The Total Qualifying Annualised Premiums per plan refer to the total premiums payable per year including the premiums payable for any cash paying riders, excluding premium discount and/or lien on the Qualifying Plans.

    Bonus Reward: for Accident & Health plans and/or riders

    For new Accident & Health plans/riders

    Minimum Qualifying Annualised Premium of S$600 and above

    S$60 Rewards*

    *Applicable only to policyholders who purchase either an eligible plan or rider with a minimum Qualifying Annualised Premium of S$600 and above. 

  3. Referring to Clause 2 above, the Rewards are provided in the form of retail vouchers and given only once per Qualifying Plan. The percentage of the Reward(s) is computed based on the Qualifying Annualised Premium^ amount paid by the policyholder for the applicable Qualifying Plan and received by GELS per table below:

    Payment Frequency

    Qualifying Annualised Premium Payable


    First two months of premium amount


    First three months of premium amount

    Half Yearly

    First six months of premium amount


    First year premium amount

    ^ Changing of payment frequency and/or mode of payment within three (3) months from the issued month of the Qualifying plan(s) and/or rider(s) may result in discrepancies in the Rewards.

  4. The following plans are excluded from this Promotion:
    • Supreme Health series
    • Dependants’ Protection Scheme
    • ElderShield Basic / Value Plus / Comprehensive
    • Family3, Prime Life Rewards 5
    • All regular premium Endowment plans
    • All single premium plans and regular premium top-ups

  5. This promotion will be on a ‘‘per plan”’ basis and subject to the minimum qualifying annualised premium per qualifying plan and/or its riders.  Each policyholder can receive up to a maximum reward value of S$4,000. Multiple rewards can be issued to any particular policyholder upon multiple policy purchases, subject to these terms and conditions.

  6. For selected regular premium plans with less than ten (10) years premium payment term, a pro-rated adjustment will be made according to the duration of the premium payment term to determine the qualifying annualised premium.

  7. In the event that any duplicate Reward is made, GELS reserves the right to recover the full value of the Reward from the policyholder.

  8. The Reward(s) will be issued to each policyholder within three (3) months from the Qualifying Plan’s issue month (as the case may be). Policyholders will be notified in writing through the designated mailing address when the Reward(s) has been issued.

  9. The Reward(s) will be given through the UPGREAT mobile application only. Eligible policyholders are required to download the UPGREAT mobile application and sign up for a registered policyholder account to receive the Reward(s).

  10. The Reward(s) will be based on the applicable percentage of the Qualifying Annualised Premium for a Qualifying Plan(s), rounded down to the nearest multiple of S$10.00 to administer the retail vouchers offered through the UPGREAT mobile application.

  11. If the policyholder:
    1. replaces or amends any of the Qualifying Plan(s) and/or its attaching rider(s):
    2. reduces the premium of any of the Qualifying Plan(s)and/or its attaching rider(s); or
    3. exercises premium holiday for any of the Qualifying Plan(s) and/or its attaching rider(s),
      within twelve (12) months from the date of issue of the Qualifying Plan(s) and/or its attaching rider(s), the policyholder shall return the value of the issued Rewards to GELS.
  12. This Promotion is not valid with other offers or promotions (including any premium voucher) held by GELS unless otherwise stated.

  13. GELS will not replace any expired Reward(s) not redeemed by the qualifying policyholder on UPGREAT mobile application. No replacement or further claims will be made for any expired Reward(s).

  14. GELS shall be entitled at its sole and absolute discretion to replace or substitute any Reward(s) with another gift of equal or similar value selected by GELS.

  15. The use of the Reward(s) in the form of retail vouchers is subject to the terms and conditions of the merchants providing the relevant products and/or services, where applicable.

  16. GELS reserves the right to vary the terms and conditions or withdraw the Promotion at any time without prior notice. The decision of GELS on all matters relating to the Promotion shall be final and binding on all customers.

  17. By participating in the Promotion, you agree and consent to GELS and its related corporations (collectively, the “Companies”), as well as  their respective representatives, agents,  authorised  service  providers  and  relevant  third  parties (the Companies and all the other foregoing parties, collectively, “Great Eastern Persons”),  collecting,  using and/or  disclosing  your  personal  data,  for  purposes    reasonably required by the Companies to administer the Promotion and such other purposes as described in GELS’s Privacy Statement which is accessible from GELS’s website, which you confirm you have read and understood.

    In addition, by participating in the Promotion, you consent to Great Eastern Persons collecting, using and disclosing your personal data in their records for the purposes of providing you with updates and rewards about their products and services via:

    • Voice calls, text and fax messages (regardless of my registration(s) with the Do Not Call Registry);
    • postal mail and email

  18. The terms and conditions of the Promotion shall be governed by and interpreted in accordance with Singapore law. The courts of Singapore shall have exclusive jurisdiction over any disputes arising from the terms and conditions, including the validity and enforceability thereof.
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Great Eastern Holdings Ltd | Great Eastern Life Assurance Co Ltd | Great Eastern General Insurance Ltd
Great Eastern Holdings Ltd | Great Eastern Life Assurance Co Ltd | Great Eastern General Insurance Ltd