LiveSMART Protector | Family Life Insurance

An accident is a sudden and unexpected event originating from outside the insured or policyholder. This event is violent, unintended, and unintentional. It can be visible to the naked eye and can result in physical injury requiring medical treatment, including hospitalization or surgery.

Personal accident insurance provides financial protection in the event of an accident. The main benefit includes payment of the sum assured to the beneficiary if the insured dies due to an accident, which can reach 200% of the sum assured. Furthermore, if the insured suffers total permanent disability, the beneficiary will receive 100% of the sum assured, ensuring your family remains financially protected.

Total permanent disability is a condition in which a person is unable to work or perform any job for income, whether due to accident or illness. This includes total loss of sight in both eyes, loss of both arms or legs, or any other combination that meets certain criteria. To be recognized as total permanent disability, the condition must have persisted for at least 180 days and must be supported by a competent medical opinion.

Ya, premi asuransi jiwa ini memiliki biaya yang cukup murah, mulai dari Rp100 ribu hingga Rp300 ribu per bulan. Dengan masa pembayaran premi hanya selama 5 tahun, Anda dapat memperoleh perlindungan jiwa selama 20 tahun. Ini menjadikannya pilihan yang ekonomis untuk memastikan keamanan finansial Anda dan keluarga jika terjadi risiko yang tidak terduga

To file a life insurance claim for total permanent disability or death, you need to follow several steps. First, prepare the necessary documents, such as a completed claim form, proof of identity, and relevant medical documents. For more information, please visit the links for total permanent disability insurance claims and death insurance claims .

Yes, we offer personal accident insurance specifically for workers. This insurance provides financial protection for employees who experience accidents while performing their duties. With this policy, employees and their heirs will receive insurance coverage in the event of a risk resulting in injury or death. You can find more information about the protection and benefits available with the GREAT Protection Guard product .