Select your country and language
  • English
SMARTPROTECT Sure (Banner): Investment Linked Insurance Policy with Flexible Premium - Great Eastern Life Malaysia

Life Insurance

SMARTPROTECT Sure | Regular Premium Investment Linked Policy

Wealth protection to safeguard your future

The future always brings with it new and exciting possibilities, but can also present its fair share of challenges. With rising expenses in a fast-paced world, working towards your goals while taking care of your family may seem like an increasingly daunting task.


SmartProtect Sure will shield you from the unexpected while giving you the freedom to pursue your aspirations. On top of the benefit of life protection for 30 years or up to age 70 years next birthday, whichever is later, this plan also provides you financial flexibility by offering you various premium payment term options according to your level of commitment. Take your wealth further with access to a host of professionally managed unit funds and even monetary rewards to mark certain policy milestones.

Share this Share this
print Print this

Key benefits

High protection against life’s unexpected events

With coverage starting from RM500,000, SmartProtect Sure provides your loved ones with sufficient financial resources to carry on from unexpected events like death, TPD1 and accidental death2 .

Extra safety net of 1% additional sum assured each year

Your sum assured will grow by 1% every completed policy year throughout your coverage period, up to a maximum of 30 years2.

Guaranteed insurance charge rates

This plan and its attachable riders come with insurance charge rates that remain unchanged throughout your entire policy term2 .

Additional benefits

Long-term protection with flexible premium payment terms

SmartProtect Sure covers you for 30 years or up to age 70 years next birthday, whichever is later, and comes with the flexibility of selecting your preferred premium payment term of 5, 10, 20 or 30 years2 .

Rewards to celebrate policy milestones

Once your policy matures, you will receive 100% of your total investment value less indebtedness (if any), as well as a maturity booster of 12% of the basic sum assured3.

Optional conversion of your plan at maturity

Upon maturity of your SmartProtect Sure plan4 , you can choose to purchase a level sum assured endowment or whole life policy5.

Security of No-Lapse Guarantee

SmartProtect Sure comes with a No-Lapse Guarantee in the first 6 policy years. This valuable feature ensures that your policy will continue to remain in-force even if your total investment value  becomes zero, so long as your premiums are paid consistently and no withdrawals are made in the first 6 policy years2 .

Financial flexibility for a secure tomorrow

To safeguard your family’s financial security in the future, you can bolster the resources you leave them with the option of boosting the investment value of your policy via single premium top-ups6.

Boosted protection with optional riders

You can enjoy further peace of mind by attaching various optional riders to your SmartProtect Sure plan2 .

Footnotes and disclaimers

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern Life Planning Advisor or have us call you back.

Back to top