Private Car Comprehensive | Car Insurance

Customise your perfect car insurance with our affordable add-ons.

We're here to protect your vehicle and others in the event of an accident. Plus, you can customise your coverage with our affordable add-ons to fit your needs and budget. Save more by paying for what you truly need.

Key benefits

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    Coverage for your car

    Get financial relief for repairs or replacements if your car suffers damage from accidents, theft or fire.

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    Coverage for injury and death to others

    We shields you from financial liability if your car accidentally causes injuries or death to others.

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    Coverage for property loss or damages to others

    Get coverage for damage caused by your car to other people's property. We ensuring you're responsible during unexpected situations.

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    24/7 roadside assistance at your fingertips

    Download the GREAT Auto Assist app for convenient access to help. Request services, track their status, and even submit claims - all in one place!

How Private Car Comprehensive works

Enhance your protection with optional coverage. 

  • Easi-Drive 3 (All-in-one bundle coverage) 
    We protects you in case of personal accident, theft, and even floods. Enjoy unlimited towing assistance for any breakdowns.
  • Windscreens, Windows and Sunroof Protection 
    We covers repair or replacement for your car's windscreen, windows, and sunroof including tinting film without impacting your No Claim Discount (NCD).
  • Legal Liability to Passengers (LLOP)
    We protects you from legal and financial responsibility if your passengers are injured or killed in an accident caused by you.
  • Legal Liability of Passengers for Negligent Acts (LLTP) 
    We covers you from legal and financial responsibility if a third party sues you for damages caused by your passenger's actions.
  • Special Perils 
    Extra Protection for your vechicle in cases of the natural disasters such as floods, landslides, or storms. 
  • Waiver of Compulsory Excess for Unamed Driver
    Waive RM400 compulsory excess for you and authorised drivers during the claim. You have control over this cost.
  • Great E-Hailing
    Extend your coverage for e-hailing services.
  • Current Year No Claim Discount (NCD) Relief
    In case you make a claim, we'll compensate you for the lost NCD discount you enjoyed in the current year.
  • Inconvenience Allowance
    Get travel expenses for each day your car is in the repair shop until it's back on the road.
  • Vechicle Accesories
    Protect your valuable vechicle accessories and enhancements.
  • Caravan / Luggage / Boat Trailers 
    We offer extra protection to your caravan, luggage , and boat trailers, wherever you go with your car.
  • Strike, Riot and Civil Commotion
    Stay protected in unpredictable situations with coverage for strikes, riots, and civil commotion. 
  • Hospital Cash Benefit
    Get daily cash for hospital stays, even in the intensive care unit forup to 60 days after a car accident.
  • Franchise Workshop Betterment Extension
    We cover repair costs with new parts, up to your car's market value. 
  • Cover to the Kingdom of Thailand
    Extend your coverage across the boarder to Thailand.
  • Cover to West Kalimantan
    Ensure your protection extends to West Kalimantan. 
  • Compensation for Assessed Repair Time
    We'll compensate you for the number of days needed to repair your car.
  • Limits of Liability for Third Party Property Damage (TPPD)
    Boost the third party property coverage from RM3 million to RM20 million.

This list is non-exhaustive. Please refer to the Comprehensive Motor Insurance Policy Contract for all the optional benefits available under this policy.

Comprehensive Private Car Insurance Benefit Table:

Understand the details before buying

1. It is an offence under the laws of the Republic of Singapore to enter the country without extending Passengers Liability/Legal Liability to Passengers cover to your motor insurance.

2. You should read and understand the insurance policy and discuss with the agent or contact the insurance company directly for more information.

3. For a faster service, customers are encouraged to provide a complete required information for a binding/actual quote or a copy of the previous policy schedule/renewal notice

4. Customers are welcome to walk-in to any of GEGM Branches or to our HQ at Menara Great Eastern, Level 18 | 303, Jalan Ampang | 50450 Kuala Lumpur or contact GEGM customer Careline @1300-1300 88/email at gicare-my@greateasterngeneral.com. They may also refer to any GEGM appointed agents.

5. Kindly be informed that our sum covered/insured is based on market valuation provided by the Insurance Services Malaysia Berhad through their ISM ABI System that is adopted and practised by the takaful and insurance industries in the determination of the vehicle market value. 

6. Implementation of Phased Liberalisation / De-Tariffication of Motor Insurance in Malaysia. Click here for more details.

1. The above is for general information only. It is not a contract of Insurance. Please refer to the policy documents for the precise terms and conditions of the insurance plan.

2. Great Eastern General Insurance (Malaysia) Berhad 198301007025 (102249-P) is licensed under the Financial Services Act 2013 and is regulated by Bank Negara Malaysia.

Information correct as at 17 February, 2023.