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SMARTPROTECT You (Banner): Affordable Investment Linked Policy & Life Insurance - Great Eastern Life Malaysia

Life Insurance

SMARTPROTECT You | Affordable Regular Premium Investment Linked Policy

Comprehensive protection that’s always got your back

SmartProtect You was designed with you in mind – it’s meant to put your priorities first at all times, so that it can help you achieve a future of financial freedom with greater confidence. This affordable life protection plan allows you to work towards your personal goals and live the life you desire, while also providing you with the welcome reassurance of a strong financial safety net.


From as low as RM100 a month, you will enjoy comprehensive coverage against life’s unexpected events and a host of features that will help you save for the future. You can customise your protection plan with coverage term options and a wide range of riders to create the ideal plan that will help you LIVE GREAT.

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Key benefits

Protection starting from just RM100 a month

Starting from just RM100 a month, this affordable investment-linked insurance plan offers you life coverage and an investment allocation that grows over time1 .    

Two coverage term options to suit your life goals

SmartProtect You provides you coverage term options of up to age 80 or 100 years next birthday, so that you can select the term that best suits your needs and affordability1.

Additional 1% sum assured each year

An additional 1% of your basic sum assured will be provided to you upon every completed policy year, up to a maximum of 40%1, and will be payable should death or TPD occur.

Additional benefits

Protection against death and TPD

In the event of death or TPD, the basic sum assured, additional sum assured and total investment value will be payable to you3,1

No-Lapse Guarantee as a safety net

SmartProtect You comes with a No-Lapse Guarantee in the first 3 policy years. This valuable feature ensures that your policy will continue to remain in-force, even if your total investment value becomes zero, so long as premiums are paid consistently and no withdrawal is made within the first 3 policy years1.

Boosted protection with optional riders

You can enjoy further peace of mind by attaching riders to your SmartProtect You plan1.

Footnotes and disclaimers

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern Life Planning Advisor or have us call you back.

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