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SMART Multi Critical Care (Banner): Multipay Critical Illness Benefit Rider - Great Eastern Life Malaysia

Health Insurance

SMART Multi Critical Care | Multipay Critical Illness Benefit Rider with Comprehensive Coverage

The life-protecting critical illness solution against 188 conditions

Being diagnosed with a critical illness is a life-altering event. Not only will it affect your health, finances and emotional wellbeing, it will also take a toll on your loved ones and their future. With so many challenges in front of you on the road to recovery, it’s comforting to know there is a comprehensive critical illness rider that can support you through these trying times.


Smart Multi Critical Care provides you with extensive coverage against 188 conditions through the plan’s critical illness benefit as well as special benefit. You’ll be pleased to know that multiple claims are allowed across early to advanced stages of the critical illness benefit. What’s more, the total coverage payable under the critical illness benefit and special benefit can be up to 860% of the rider sum assured. With Smart Multi Critical Care, you and your loved ones will have a strong financial buffer, so you can focus on what’s most important – your recovery.


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Key benefits


Critical illness coverage up to 800% the rider sum assured

Smart Multi Critical Care offers comprehensive coverage against 178 critical illness conditions across early, intermediate and advanced stages1 , up to a total of 800%2,3  the rider sum assured4 .


Double protection against cancer, heart attack and stroke

You are entitled to receive up to an additional 100% of your rider sum assured for each of these 3 prevalent critical illnesses5,4.


Additional special benefit of up to 60% the rider sum assured

Get coverage beyond the customary illnesses with an additional 20% of your rider sum assured for diabetes recovery6 , mental illness7, and total quadriplegia resulting from spinal cord injury8,4 .


Continuous protection up to age 100 years next birthday

Depending on your selected investment-linked insurance plan and rider coverage term, this rider protects you up to the age of 100 years next birthday4 .

Now covers more critical illness conditions!

Effective 25 January 2021, the critical illness coverage under this plan has been increased from 180 conditions to 188 conditions. Coverage for these 8 additional critical illness conditions can be enjoyed by all new and existing policies at no extra cost!

How Smart Multi Critical Care works

Footnotes and disclaimers

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern Life Planning Advisor or have us call you back.

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