GREAT Wealth Multiplier II

¹ Potential returns are not guaranteed and are dependent on entry age, premium payment term and policy year when the plan terminates. The illustrated investment rate of returns is shown in the policy illustration. The actual benefits payable may vary according to the future performance of the participating fund.

² The company will pay the higher of the following in one lump sum, less any debt:

(a) 110% of the total standard annual premium paid; or

(b) the guaranteed surrender value,

plus bonuses (if any).

³ Coverage for Presumptive Total and Permanent Disability (TPD) is for the whole of the policy term, while coverage for other forms of TPD is up till the policy anniversary on which the life assured is age 65. Presumptive TPD refers to a state of incapacity which is total and permanent and takes the form of total and irrecoverable loss of:

(a) the sight in both eyes; or

(b) the use of two limbs at or above the wrist or ankle; or

(c) the sight in one eye and the use of one limb at or above the wrist or ankle.

Please refer to the product summary for details on other forms of TPD.

⁴ This plan matures on the policy anniversary on which the life assured, named as at the inception of the policy, is age 120.

⁵ Partial withdrawal will reduce the value of the basic sum assured. The policy will terminate upon full surrender of the policy.

⁶ Capital is guaranteed after 15 policy years for 5-pay and 10-pay. Capital is guaranteed after 20 policy years for 15-pay.

^* The figure comprises guaranteed and non-guaranteed benefits. The non-guaranteed benefits are illustrated based on the illustrated investment rate of return (IIRR) of the participating fund at 4.25% p.a.. Based on IIRR of 3% p.a., the total surrender value at the end of year 20, 40 and 60 are S$34,416 (>1.4X of premiums paid), S$58,172 (>2.4X of premiums paid) and S$106,355 (>4.4X of premiums paid) respectively. The actual benefits payable may vary according to the future performance of the participating fund.