Product Riders

Great Eastern Life offers a wide range of supplemental benefits (riders) you can add to your insurance policy. These riders extend your coverage and ensure protection for both you and your family.

Critical Illness
Disability/
Hospitalisation
Personal Accident
Waiver of Premiums

Critical Illness

Critical Care Advantage Rider

Available as a stand-alone plan ("Critical Care Advantage") or as an add-on ("Critical Care Advantage Rider"), this option helps pay for treatment expenses across three stages of illness - early, intermediate and critical.

For more information about Critical Care Advantage, click here.

Critical Illness Protector (Series 3)

This add-on for our FlexiLife plan enhances your protection by including coverage against 37 critical illnesses.

Junior Living Assurance Rider Plus

This add-on plan covers little ones against 18 illnesses including leukaemia, severe asthma and major cancers.

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Disability/
Hospitalisation

Hospital Income Benefit Rider

This add-on plan pays out cash benefits for each day of hospitalisation due to an illness or accident.

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Personal Accident

AccidentCare Plus II Rider

Available as an add-on rider, this rider provides customisable cover against medical expenses arising from accidents, as well as payouts for disability or hospitalisation resulting from accidents.

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Waiver of Premiums

Payer Benefit (Living Assurance) Rider

Available with our non-investment linked plans, this add-on comes in handy when the policyholder is not the insured person. Should the policyholder be diagnosed with critical illness, suffer total and permanent disability¹ or pass away, this rider takes care of the future premiums of the policy and its attaching riders.

Payer Benefit Rider

Available with our non-investment linked plans, this add-on comes in handy when the policyholder is not the insured person. Should the policyholder suffer total and permanent disability¹ or pass away, this rider takes care of the future premiums of the policy and its attaching riders.

Payer Benefit Rider (ILP)

Available with our Investment Linked Policies (ILPs), this add-on comes in handy when the policyholder is not the insured person. Should the policyholder suffer total and permanent disability¹ or pass away, this rider takes care of the future premiums of the policy and its attaching riders.

Payer Benefit Rider (ILP) (Living Assurance)

Available with our Investment Linked Policies (ILPs), this add-on comes in handy when the policyholder is not the insured person. Should the policyholder be diagnosed with critical illness, suffer total and permanent disability¹ or pass away, this rider takes care of the future premiums of the policy and its attaching riders.

Premium Waiver Rider

Available with our non-investment linked plans, this add-on comes in handy when the policyholder is also the insured person. Should he/she be diagnosed with a critical illness, this rider takes care of the future premiums of the policy and its attaching riders.

Premium Waiver Rider (ILP)

Available with our Investment Linked Policies (ILPs), this add-on comes in handy when the policyholder is also the insured person. Should he/she be diagnosed with a critical illness, this rider takes care of the future premiums of the policy and its attaching riders.

Smart Early Critical Care Payer Benefit Rider

Available with Smart Life Advantage plan, this add-on comes in handy when the policyholder is not the insured person. Should the policyholder suffer from total and permanent disability, pass away or be diagnosed with early, intermediate² or critical stages of critical illness, this rider takes care of the future premiums of the policy and its attaching cash-paying riders.

Smart Early Critical Care Premium Waiver Rider

Available with Smart Life Advantage plan, this add-on comes in handy when the policyholder is also the insured person. Should he/she be diagnosed with early, intermediate² or critical stages of critical illness, this rider takes care of the future premiums of the policy and its attaching cash-paying riders.

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_{Footnotes

¹ Until age 60 years next birthday.}

² _{Applicable to a maximum of two different early stage critical illnesses with a premium waiver period of five years each, and to one intermediate stage critical illness with a premium waiver period of 10 years.}