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SmartProtect Wealth Max (Banner): Limited Payment Investment-Linked Insurance Policy - Great Eastern Life Malaysia

Life Insurance

SmartProtect Wealth Max | Limited Pay Investment-linked Insurance Plan

Financial assurance with optimal protection

In search of an investment-linked insurance plan with high coverage and financial assurance features to safeguard yourself and your loved ones? Meet SmartProtect Wealth Max, a limited-pay insurance plan with multiple savings component to ensure that you will be equipped with financial resources for your income protection and legacy creation needs, should the need arise.


The SmartProtect Wealth Max provides protection options up to 70, 80 or 90 years next birthday with flexible premium payment terms, high payout up to 300% basic sum assured for accidental death on public conveyances, and multiple booster rewards throughout your policy term. In addition to that, you may also receive a double maturity booster at the end of your policy term to aid in your wealth accumulation journey. 


Safeguard yourself and your loved ones and plan your life with SmartProtect Wealth Max now.

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Key benefits


Various coverage term options with flexible premium payment terms

SmartProtect Wealth Max provides you with a protection plan of up to 70, 80, or 90 years next birthday, with premium payment term options of 5, 10 or 20 years1.


Multiple booster rewards to celebrate policy milestones

Depending on your entry age and coverage term, a booster reward3, 1 of up to 5%  basic sum assured4 will be credited into your total investment value account1.


Double maturity booster to enhance your savings

Once your policy matures, you will receive 100% of your total investment value plus maturity booster6,5,1 to boost up your wealth accumulation journey.


The maturity booster will double up if you have not made more than 5 partial withdrawals from the account, and all premiums due have been paid up to date1.  


Financial protection for life’s unexpected events

With coverage starting from RM500,000, SmartProtect Wealth Max helps ensure that you and your loved ones will not be financially burdened if the worst should happen, like death or TPD2,1



Double or triple coverage for accidental death

Upon accidental death prior to the policy anniversary of attained age 70 years next birthday, your loved ones will receive an additional 100% of the total of basic sum assured and any additional sum assured1.


For accidental death on public conveyance, an additional 200% of the total of basic sum assured and any additional sum assured will be payable to you1


Extra safety net of additional 5% sum assured every 10 years

Reap the resources you need from the plan’s extra safety net feature. Your coverage will increase by 5% of the basic sum assured every 10 policy years1, up to a maximum of 30% of the basic sum assured.


High non-medical limit up to RM8.0million

Depending on your entry age and health condition, you may get protected up to RM8.0million without going through a medical check-up1.


Optional conversion of your plan at maturity

Upon maturity of your SmartProtect Wealth Max plan7, you may purchase a level sum assured endowment or whole life policy without medical underwriting1.


Security of No-Lapse Guarantee

SmartProtect Wealth Max comes with a No-Lapse Guarantee in the first 6 policy years. This valuable feature ensures that your policy will continue to remain in-force even if your total investment value becomes zero, so long as your premiums are paid consistently and no withdrawals are made in the first 6 policy years1 .


Boosted protection with optional riders

You can enjoy greater peace of mind by attaching optional riders to your SmartProtect Wealth Max plan1.

Footnotes and disclaimers

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern Life Planning Advisor or have us call you back.

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