GoGreat Term Life | Enhanced coverage for DPS policyholders

Boost up to S$300,000 on your coverage from just S$0.21* a day.

Specially designed for DPS customers, GoGreat Term Life adds on up to S$300,000 coverage with one of the lowest-premium term plans available in Singapore.

It is estimated that every working adult should have around S$739,000^ for financial protection against death. Safeguard yourself and your loved ones' financial needs and support their future dreams – no matter what life throws your way.

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Key benefits

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    Complete your protection needs from just S$0.21* a day

    With highly affordable premiums, increase your protection by up to S$300,000 so that your family is financially supported when you are no longer by their side.

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    All-round protection till age 65

    Protect your prime years with coverage against Death, Terminal Illness1 and Total Permanent Disability2

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    Hassle-free application

    No medical check-up required. Simply purchase this plan online by answering a few health related questions.

GoGreat Term Life - Yearly Premiums

At each policy renewal, your premiums will be based on your attained age as shown in the premiums table. The premiums may be adjusted according to future experience.

Your Age

Sum Assured



34 and below



35 – 39



40 – 44



45 – 49



50 – 54



55 – 59



60 and above



Premium rates for GoGreat Term Life are the same as DPS.

Your questions answered

1.    What is GoGreat Term Life? 

GoGreat Term Life is a non-participating, yearly renewable term insurance plan that provides protection against death, terminal illness and total permanent disability. This plan is exclusive to DPS policyholders with inforced DPS policy.

2.    Who is eligible for GoGreat Term Life?

All DPS policyholders between 16 and 64 age last birthday can purchase GoGreat Term Life. GoGreat Term Life is yearly renewable up to age 65.

3.    Do I need to go through medical check-up when I purchase GoGreat Term Life?

Medical check-up is not required. However, you need to answer a few health related questions during the online application. 

4.    If my DPS policy is terminated, will my GoGreat Term Life policy be terminated as well?

No, GoGreat Term Life is a standalone policy and will not be terminated.

5.    Can I pay the GoGreat Term Life premiums by CPF?

No, GoGreat Term Life is an optional plan for additional coverage that is payable via payment modes such as GIRO, credit card or direct bank transfer with QR code for initial payment. Recurring payment is payable via GIRO or credit card only. 

6.    How can I make a claim?

A GoGreat Term Life claim can be made when a policyholder passes away or is certified to be suffering from terminal illness or total permanent disability.

a) Terminal illness refers to an illness that is likely to result in death within 12 months from diagnosis.

b)   Total permanent disability refers to (i) the inability to take part in any employment permanently, or (ii) the total permanent loss of physical function of any of the following:

  • Both eyes, or
  • Two limbs, or
  • One eye and one limb

For more information regarding the claim procedure, please click here.

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Understand the details before buying

* Daily rate is based on life assured's age at 34 and below with a sum assured of S$300,000, divided by 365 days. At each policy renewal, your premiums will be based on your attained age. The premiums may be adjusted according to future experience.

^Source: https://www.straitstimes.com/business/banking/working-adults-have-inadequate-cover-if-critical-illness-strikes-says-study

Terminal Illness refers to an illness that a registered medical practitioner under the Medical Registration Act certifies is expected to result in death within 12 months.

Total Permanent Disability refers to

i. the inability to take part in any employment permanently; or   

ii. the total permanent loss of physical function of both eyes, both limbs, or one eye and one limb.

All ages specified refer to Age Last Birthday. 

Figures presented are subject to rounding.

GoGreat Term Life offers customers the option to get increased protection coverage beyond the maximum sum assured provided by Dependants’ Protection Scheme (DPS). GoGreat Term Life can be purchased separately and will not affect or modify any existing DPS policy owned.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.

As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely.

You may wish to seek advice from a financial adviser before making a commitment to purchase this product. If you choose not to seek advice from a financial adviser, you should consider whether this product is suitable for you.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

Information correct as at 23 February 2023.