SME Medical Insurance for Employees
Your employees are the most important asset of your business. It is vital that you take good care of them, particularly when they are in need of medical care in view of escalating medical and surgical costs.
With that in mind, Easi Health-SME is specially designed to cater for small and medium enterprises. It provides medical coverage for your employees and their family at a reasonable price.
Easi Health-SME offers five plans to provides financial protection against the medical expenses incurred by your employees. Your employees and their family members will be issued with CAC Health Care Cards to facilitate round-the-clock hassle-free hospital admission at more than 60 panel hospitals all over Malaysia.
The benefit(s) payable under eligible policy is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Great Eastern General Insurance (Malaysia) Berhad or PIDM (visit www.pidm.gov.my).
Key benefits
- Overall annual limit up to RM100,000
- Hospital room and board
- Intensive care unit
- Hospital supplies and services
- Surgical fees
- Anesthetist fee
- Operating theatre
- In-hospital physician visit
- Pre-hospital diagnostic tests
- Pre-hospital specialist consultation
- Post-hospitalisation treatment
- Organ transplant
- Out-patient Cancer Treatment
- Out-patient Kidney Dialysis Treatment
- Ambulance fees (by road only)
- Day surgery benefit
- Emergency accident outpatient treatment
Additional benefits
- Daily-cash allowance at government hospital
- Accidental death benefit up to RM15,000
- Bereavement allowance (accidental cause only)
- Medical report
Eligibility
- Full-time employees and their dependents.
- Age Eligibility:
- Employee: 19 to 60 years old
- Spouse: Below 60 years old
- Unmarried Children: 30 days to 19 years old or below 24 years old if still on full-time higher education and not gainfully employed.
Note: The above refers to age next birthday.
- Minimum group size: Five(5) employees.