Food Stall Insurance

Your all-in-one food stall protection plan.

Food Stall Insurance is a one-of-a-kind insurance designed specifically for a food-stall businesses, tailored to better suit your needs in protecting your food stall.

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Key benefits

Public liability

In the event of accidental bodily injury or death of another person, and/or loss or damage to another person's material property occurring within your stall or business premises and arising from your negligence or that of any of your employees while engaged in your business, we will pay compensation which you will be legally liable to pay, including legal cost and expenses, up to a sum of RM100, 000.

Your contents

We will pay up to RM10, 000 for loss or damage to the contents situated in your stall or business premises caused by specific perils.

Theft, armed robbery or hold-up

For loss or damage to contents of your stall directly caused by armed robbery, hold-up or theft accompanied by actual visible, forcible and violent breaking, into or out of your premises, we will pay up to a sum of RM1, 000.

Personal accident to employees

In the course of your employees' employment with you, if any of them (subject to a maximum of two employees) should suffer bodily injury caused by accident at your business premises during operating hours, we will pay the following benefits:

Employer's liability

If any of your employees sustains bodily injury due to accident or disease arising out of and during their employment with you, we will pay compensation, for which you will be legally liable, including legal costs and expenses for one or more employees up to RM500,000.

Inconvenience allowance

If your contents are destroyed or damaged due to the perils under "Your Contents" resulting in the whole of your stall or business premises temporarily closing for business or ceasing operation, we will pay you a daily inconvenience allowance not exceeding RM100, starting from the day of closure for up to 30 days or the day your business resumes full or partial operation.

Insurance of money

We will pay you up to RM500 for loss of money due to armed robbery or hold-up occurring at your business premises during operating hours.

Benefits payable to any one insured person per accident

Sum payable (RM)

Death, if occuring within 90 days from the date of the accident

20,000

Permanent disablement specified below, if occuring within 90 days from the date of the accident:

Total and incurable paralysis

20,000

Complete and incurable insanity

20,000

Loss by physical severance of two limbs at or above wrist or ankle

20,000

Total and irrevocable loss of sight of both eyes

20,000

Loss by physical severance of one limb at or above wrist or ankle

10,000

Total and irrevocable loss of sight of one eye

10,000

Medical expenses
We will, upon presentation of all original bills, reimburse the actual cost of medical and hospital expenses reasonably incurred and expended in respect of any one accident or during any one period of insurance

500

Other benefits

Debris removal

Repair or replacement of locks, drawers, or cupboards etc

Extinguishing expenses

Note: Terms and conditions apply.

Get this plan

Should you require any further product information, you may call us at 1300-1300 88 (press “2” for General Insurance).

Alternately, you may email us at gicare-my@greateasterngeneral.com.

Food Stall Insurance | All-In-One Food Business Insurance

Your all-in-one food stall protection plan.

Key benefits

Public liability

Your contents

Theft, armed robbery or hold-up

Personal accident to employees

Employer's liability

Inconvenience allowance

Insurance of money

Other benefits

Debris removal

Repair or replacement of locks, drawers, or cupboards etc

Extinguishing expenses

Get this plan