Your Guide to Wellness Reward
What is Wellness Reward?
Your healthcare wallet
Wellness Reward is a dedicated healthcare wallet under Smart Health Protector, designed to store your bonuses for the use on selected healthcare benefits.
Rewarding Healthy Choices
Eligible bonuses will be automatically credited to your Wellness Reward when you stay claim-free, or when you choose to receive treatment from any The Great Journey medical service provider.
Enjoy More Benefits
You can use the accumulated bonuses in your Wellness Reward to support your well-being through preventive care benefits and elevate your healthcare protection with special benefits.
Note: Terms and conditions apply.
How can my Wellness Reward grow?
Healthy Rewards Bonus
RM3,000 Healthy Rewards Bonus will be credited to your Wellness Reward at the end of each policy year:
- Rewarding you every year if you do not make a claim in the immediately preceding year, up to a total of 10 times
The Great Journey Bonus
RM1,500 The Great Journey Bonus will be credited to your Wellness Reward at the end of the policy year:
- Supporting you every year even if all your claims are incurred within the policy year, at any clinic, hospital or physiotherapy center under The Great Journey, up to a total of 10 times
Note: Terms and conditions apply.
You can use the bonuses in your Wellness Reward to pay for:
Supporting your health and well-being through Stay-Well & Primary Care Benefits
- Health screenings
- Vaccinations
- Visits to The Great Journey clinics
- Visits to The Great Journey physiotherapy centers
- Digital health service platforms
Enhanced healthcare support when you need it
Use your bonuses in your Wellness Reward for selected healthcare expenses,including:
- Special Care Benefit
- Medical Appliances
- Mental Health Benefit
Strengthen your protection & future with Protect Booster & Total Investment Value Booster
- Protect Booster
Provides additional support to pay the remaining eligible medical expenses when your Annual Limit is fully exhausted, or additional protection in the event of the life assured’s death.
- Total Investment Value Booster
Boost your policy's Total Investment Value.
Note: Terms and conditions apply.
How Wellness Reward complements your healthcare journey
Information correct as at 1 October 2026.
Terms and conditions apply.