Easi-Drive 2 | Road Accident Insurance and Passenger Protection

Medical and surgical treatment

Reimbursement of all medical and surgical expenses up to the amount insured; reimbursement of traditional treatments (such as traditional Chinese medicine) up to RM25 per visit and a maximum of RM250 per accident provided Western medical treatment is sought first.

Hospital confinement cash allowance

Cash allowance of RM200/day for a maximum of 60 days upon confinement in a hospital for more than 24 hours for medical treatment.

Car assistance programme

Road assistance service ranging from 24-hour emergency towing and roadside repair up to RM300 per accident, car replacement assistance, arrangement of hotel accommodation as a result of accidents, and referral to accredited service or repair centres.

Accidental death and permanent disablement

Compensation for death and permanent disablement will be paid in accordance with the selected plan as specified in the Table of Benefits.

Cosmetic surgery and dental treatment

Coverage for corrective cosmetic surgery performed on the head or neck, or treatment of injury or damage to your natural teeth up to the amount insured.

Bereavement allowance

Payment for bereavement allowance in the event of death of the insured person in accordance with the selected plan.

Double indemnity

Pays double the benefits for death or permanent total and incurable paralysis from the neck down or permanent complete and incurable insanity suffered by any person following an accident while travelling in your car and when the accident occurs:

• during a nationwide public holiday
• in any state in Malaysia which was observing a state public holiday
• while participating in any organised motor treasure hunt

Loss of / damage to personal effects

In the event of an accident, we will compensate the loss of/ or damage to the insured persons’ personal belongings, such as watches, pens and jewellery, up to RM250 per accident.

Guardian’s allowance

If a child passenger (aged 15 days to 15 years) is involved in the accident and is hospitalised, we will pay the parent/guardian an allowance of RM50 per night up to a maximum of 60 nights.

Ambulance charges

Road ambulance services will be reimbursed up to RM200.

Car rental and travelling allowance

If your car is damaged in an accident while travelling within Malaysia and undergoes repair for up to more than three (3) days, we will subsidise a daily cash amount for car rental or daily travelling expense for up to seven (7) days in accordance with the plan you have selected.

Hotel accommodation

Should an accident happen and immobilise your vehicle while you are travelling more than 100km away from your usual place or residence, we will pay up to RM500 per night stay in a hotel located at the town closest to the site of the accident.