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Platinum PA (Banner): Personal Accident Insurance for Senior Citizens & High-Net-Worth Individuals - Great Eastern General Malaysia

Personal Accident Insurance

Platinum PA | Insurance for High Net Worth & Wealthy Individuals | Personal Accident Insurance

You deserve superior protection from Platinum PA.

As a high net worth citizen or permanent resident of Malaysia between 18 and 65, you expect only the best when it comes to protection against the unforeseen, wherever it may happen. With Platinum, all your needs will be met with our list of generous benefits.

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Key benefits

Accidental death or permanent disablement

For unfortunate events such as death or permanent disablement due to accident, a compensation of up to RM5 million will be paid by us. This payment will be made in accordance with the percentage as specified in the Schedule of Benefits.

Personal liability

Platinum PA will indemnify you up to RM5 million should you be liable to pay a third party for accidental bodily injury or accidental property damage.

Nursing care

Platinum PA will reimburse your nursing services rendered by a qualified and registered nurse up to RM200 per day for a maximum period of 60 days following your discharge from the hospital for treatment.

Other benefits

Western and traditional medical expenses

In addition to paying for medical expenses (if insured) such as room charges and clinical, medical and surgical treatments up to the amount insured, Platinum PA will also cover charges for subsequent traditional treatments, such as traditional Chinese medicine, up to a maximum of RM50 per visit and RM500 per accident, provided Western medical treatment is first sought.


Apart from the above, we will pay your hospital, medical and clinical expenses, as well as room and board charges for illnesses resulting from Malaria, Japanese Encephalitis, Yellow Fever, Scarlett Fever or Coxsackie.

Emergency assistance service

If you ever find yourself in a situation requiring emergency assistance, whether in or out of Malaysia, rest assured that Platinum PA will be with you every step of the way.

Car assistance programme

In affiliation with Asia Assistance Network (M) Sdn Bhd (AAN), Platinum PA will cover and assist you in incidents where you need 24 hours emergency towing and roadside repair, car replacement assistance, and arrangement of hotel accommodation as a result of a car breakdown, and referrals to accredited service or repair centres. We also will pay up to a maximum of RM300 for repairs and towing charges each time you are involved in an accident.

The plan will cover you round the clock on international and domestic emergency assistance services. All the services listed below will be arranged by AAN and borne by us:


  • Emergency medical evacuation
    Coverage of emergency medical evacuation is inclusive of necessary air or surface transportation, medical care during transportation, communication and all usual ancillary charges. This will only apply if the previous medical facilities offered are inadequate or unavailable to meet your need.

  • Medically supervised repatriation
    Medically supervised repatriation incurred for your return to Malaysia due to emergency medical evacuation will also be covered. We will bear the cost up to RM 1 million for Medically Supervised Repatriation and Emergency Medical Evacuation.

  • Compassionate visit
    If you are hospitalized overseas for more than 7 consecutive days, AAN will arrange and we will bear the cost of one (1) return economy class air ticket for one relative or friend to visit you. Hotel accommodation of RM1,000 per day for a maximum of RM4,000 per event will also be borne by us.

  • Return of dependent children
    In instances when you are hospitalized overseas and unable to take care of your children who are travelling with you, we will cover one-way economy class airfare for your children's return to Malaysia.

  • Repatriation of remains
    In the event of death while overseas, the arrangement for burial or repatriation of mortal remains to Malaysia will be organised by AAN. The cost up to RM30,000 will be borne by us.

Note: Terms and conditions apply.


To be eligible for the Platinum PA policy, you must be a Malaysian or Permanent Resident of Malaysia aged from 18 years to 65 years. Your occupation must fit any one of the following classifications:


  • Class 1
    Persons whose occupation is generally sedentary in nature, that is, persons engaged in professional, managerial and administrative positions.

  • Class 2
    Persons engaged in wholesale or retail trade, sales, marketing or work of a supervisory nature and whose duties involved travelling in connection with his profession or business purposes but not involving manual labour or the use of tools and machinery or expose to any special hazard.

Excluded occupations

Professional or semi-professional sports, flying as a pilot or air crew member in any aircraft, steeple-chasing, go-karting, winter sports, ice hockey, boxing, wrestling, parachuting, hang gliding, skydiving, horseback, polo playing, barehanded rock or cliff scaling, hunting outside the territorial limits of Malaysia, sea angling, boating or yachting beyond 5km off any coastline, motor sports rallies or competitions, speed testing, reliability trials or racing of any kind other than on foot.

Get this plan

Should you require any further product information, you may call us at 1300-1300 88 (press “2” for General Insurance). Alternately, you may email us at gicare-my@greateasterngeneral.com.

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