As part of Bank Negara Malaysia’s (BNM) ongoing efforts to ensure that all Insurance and Takaful industry players uphold their commitments and deliver services as outlined in their Customer Service Charter (CSC), both BNM and the Boards and Management Committees of the Associations (MTA/LIAM/PIAM) have approved the appointment of NielsenIQ Malaysia as the research agency to conduct the Customer Satisfaction Survey (CSS) 2024/25. Please visit our Announcement page for more information. 

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Personal Accident Insurance | Platinum PA

You Deserve a Superior Protection

Platinum PA is a highly superior personal accident insurance plan. It is uniquely designed for individuals who deserve more in life. Wherever you in or out of Malaysia,  we give you tremendous coverage up to RM 5 million and constant relief in unforeseen situations. But, there’s more than just money, your needs will also be attended to every step of the way should accidents befall you.

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Key benefits

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    Accidental Death or Permanent Disablement

    Get a compesation up to RM5 million for unfortunate events such as death or permanent disablement due to accident.
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    Medical Expenses

    Coverage up to RM50,000 for medical expenses such as room charges and clinical, medical and surgical treatments.
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    Nursing Care

    Enjoy a reimbursement up to RM200 per day for a maximum period of 60 days for your nursing services by a qualified and registered nurse.
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    Personal Liability

    Cover yourself up to RM5 million if you liable to pay a third party for accidental bodily injury or accidental property damage.
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    Comprehensive Emergency Assistance Service

    Rest assured if you ever find yourself in a situation requiring emergency assistance, whether in or out of Malaysia as we will assist in every step of the way. (Details in Benefits Table)
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    Car Assistance Programme

    Worry-free in incidents as you will get assisted with 24 hours emergency towing and roadside repair, car replacement assistance, and arrangement of hotel accommodation.


    Note: Please refer to the Policy Contract or the complete Benefits

How Platinum PA works

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Understand the details before buying

We will not pay the Benefits if the Injury is directly or indirectly caused by or resulted from or traceable to : 

•Persons either occasionally or generally involved in manual work not of a particularly hazardous nature but involving the use of tools and machinery.

•Air crew, professional sportsperson, professional diver, jockey, professional entertainer, social escort, military and law enforcement officer, firefighter, sailor, acrobat, bodyguard, debt collector and security guard.

•War, terrorism, radiation or contamination by radioactivity, nuclear weapons material.

•Diseases or sickness, parasitic, bacterial or viral infection, pre-existing physical or mental defect or infirmity, pregnancy, childbirth, miscarriage or any complications of pregnancy, HIV and/or HIV related illness including AIDS, provoked murder or assault, suicide or attempted suicide, self injury, drug addiction.

•Professional or semi-professional sports, flying as a pilot or air crew member in any aircraft, motorcycling, steeple-chasing, go-karting, winter sports, ice hockey, boxing, wrestling, parachuting, hang-gliding, skydiving, horseback polo playing, barehanded rock or cliff scaling, hunting outside the territorial limits of Malaysia, sea-angling, boating or yachting beyond 5 kilometers off any coastline, motor sports rallies or competitions, speed testing, reliability trials or racing of any kind other than on foot.

To be eligible for the Platinum PA policy, you must be a Malaysian or Permanent Resident of Malaysia aged from 18 years to 65 years. Your occupation must fit any one of the following classifications.

Class 1

Persons whose occupation is generally sedentary in nature, that is, persons engaged in professional, managerial and administrative positions.

Class 2

Persons engaged in wholesale or retail trade, sales, marketing or work of a supervisory nature and whose duties involved travelling in connection with his profession or

business purposes but not involving manual labour or the use of tools and machinery or expose to any special hazard.

This material is for general information only. It is not a contract of insurance. You are advised to refer to the Product Disclosure Sheet for detailed important features and benefits of the plan before purchasing the plan. For further information, reference shall be made to the terms and conditions specified in the Policy Contract issued by GEGM.

The terms "GEGM" and "We" shall refer to Great Eastern General Insurance (Malaysia) Berhad.

Great Eastern General Insurance (Malaysia) Berhad (102249-P) is licensed under the FInancial Services Act 2013 and is regulated by Bank Negara Malaysia.

Should you require any further product information, you may call us at 1300-1300 88 (press “2” for General Insurance).

Alternately, you may email us at gicare-my@greateasterngeneral.com.