GREAT Retirement Pride | Empowering your golden years with PRIDE
GREAT Retirement Pride | Empowering your golden years with PRIDE
P – Protect yourself during your prime earning years
R – Ready access to your sum assured when needed
I – Income payable until maturity
D – Disability protection with long-term care support
E – Elder Care benefit for stronger golden years protection
Your retirement should be a time to enjoy the rewards of your hard work - a stage of life where financial freedom meets lasting security. Introducing GREAT Retirement Pride, this plan is designed to help you turn that vision into reality.
Tailored to safeguard you throughout life’s uncertainties, GREAT Retirement Pride ensures you the flexibility to choose your preferred premium payment terms of 5, 10 or 20 years or up to age 60 years next birthday to best suit your financial commitment. Rest assured that you will be financially protected as you grow older, with the plan’s comprehensive coverage including protection against death, Total and Permanent Disability (TPD) as well as golden years protection.
To further enhance your protection, you may choose to add the Long Term Care Rider which is designed to support your long-term care needs. A steady stream of income will be payable when you are unable to perform at least 3 out of 6 Activities of Daily Living, helping you to manage the cost of continuous care with comfort and dignity during your later years.
Beyond protection, secure the extra boost you deserve – with the plan regularly paying out the yearly and monthly income to meet your financial needs at different life stages. You will also receive a maturity benefit at the end of your policy term, ensuring you to retire with confidence and live the life you have always
envisioned.
What’s more, you will have even more flexibility with the Sum Assured Unlock Option. It allows you to convert your sum assured into additional income whenever you need it most, offering a financial boost for unexpected expenses or emergencies. It’s your built-in safety net, providing you greater control at your golden years.
Plan today for a wealthier, worry-free tomorrow – because the retirement you deserve begins with the choices you make today.
View Product Brochure (English)
View Product Disclosure Sheet (English)
View Product Disclosure Sheet (Bahasa Malaysia)
Key benefits
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Guaranteed 5X Protection should the unfortunate occur in your prime working years
Should death occur during your prime working years, this plan provides a guaranteed death benefit* of up to 500% of your basic sum assured and the total investment value (if any) will be paid out, payable in a lump sum to your loved ones — offering strong financial support when it matters most. An additional bereavement benefit of RM5,000 per life will be payable on top of the death benefit as well. In the event of TPD prior to 70 years next birthday, you will receive the guaranteed death benefit* and total investment value (if any) so you and your loved ones can be at ease with the financial protection you deserve.
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Yearly income to bolster your financial journey ahead
Looking for the extra boost to reach your financial milestones? GREAT Retirement Pride provides you the flexibility to choose the yearly income in the form of either investment booster which will be credited into your total investment value, or survival benefit which will be paid out to you1.
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Guaranteed monthly income to safeguard your retirement lifestyle
Let your wealth continue to grow even when you have retired. A time when you have finished paying all your premiums, and start receiving more – a monthly income will be payable either as retirement booster or retirement income, to fuel your retirement lifestyle – whatever it may be! This monthly income will also increase as you grow older, providing greater financial support throughout your retirement journey1.
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Option to unlock sum assured for additional income
Enjoy financial security via the sum assured unlock option so you can be well guarded in your golden years. Starting from age 60 years next birthday, GREAT Retirement Pride grants you the option of converting the basic sum assured into an additional income. You have the flexibility to choose your payout term of 5, 10, 15 or 20 years or in a lump sum that best suits your financial needs1.
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Extended coverage for your golden years protection
Continue to receive the support you deserve with GREAT Retirement Pride’s Elder Care Benefit2. Starting from age 60 years next birthday, you will be financially secured with an additional 30% of basic sum assured should any of the covered event3 occur1.
Additional benefits
With GREAT Retirement Pride, you have the flexibility to choose your preferred premium payment term of 5, 10, and 20 years or up to age 60 years next birthday for coverage that lasts you up to 90 or 100 years next birthday. This flexibility allows you to customise your plan to suit your level of affordability and commitment1.
Stay protected with optional riders tailored to ease your golden years ahead! Continue to receive the support with optional riders attachable to the plan so you can live your life to the fullest1.
Celebrate your achievement with GREAT Retirement Pride! Upon maturity of your policy, you will receive 100% of the basic sum assured, total investment value (if any), final retirement income (if any), and final monthly income from sum assured unlock option (if any)1.
GREAT Retirement Pride gives you access to a wide range of professionally managed funds. You are free to choose and invest in whichever fund(s) that best suits your risk appetite and investment style1.
Riders available
Rider |
Benefits |
Long Term Care Rider |
Provides regular monthly income expressed as a percentage of rider sum assured as below, should the life assured become unable to perform at least 3 Activities of Daily Living on or after age 70 years old next birthday |
CI Premium Waiver Rider |
Waives premiums should critical illness occur to the life assured. |
Payer Waiver Extra Rider |
Waives premiums should death, disability or critical illness occur to the payer. |
Notes: Terms and conditions apply.
Disclaimer:
The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits.
Please refer to PIDM’s TIPS Brochure or contact Great Eastern Life Assurance (Malaysia) Berhad or PIDM (visit www.pidm.gov.my).
For existing policyholder, please talk to your servicing agent.
For non policyholder, send your inquiries by filling up your details here.
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Call times are Monday-Friday between 8.30am and 5.15pm (except Public Holiday).
Understand the details before buying
1 Terms and conditions apply.
2 Elder Care Benefit is payable once only and is subject to maximum payout of RM200,000 per life.
3 Covered event refers to Alzheimer’s Disease / Severe Dementia, surgical excision of spinal meningioma, accidental fracture of spinal column and severe osteoporosis with fractures.
GREAT Retirement Pride is a whole life plan with limited premium payment term without participation in profits. The investment booster and retirement booster will be credited into the total investment value by purchasing units in the chosen unit fund(s) while the survival benefit and retirement income will be paid to you. Some of the choices of funds invest in Shariah-approved securities. However, this is not a Shariah-compliant product. The total investment value is tied to the performance of the underlying assets, and is not a pure investment product such as unit trusts. Premiums are payable until the end of the premium payment term, or until death or termination of the policy, whichever occurs first. Premium will remain the same throughout the premium payment term.
You should satisfy yourself that this plan will best serve your needs and that the premium payable under the policy is an amount you can afford. A free-look period of 15 days is given for you to review the suitability of the plan. If the policy is returned to the Company during this period, the Company shall refund an amount equal to the sum of:
a. the basic premium paid without interest plus rider(s) premium (minus the expenses incurred for medical examinations, if any); and
b. the unallocated premiums (if any) and the value of the units that have been allocated (if any) at unit price at the next valuation date.
Net asset value is the single price at which the policy owner buys the units in a unit fund and sells the units back to the unit fund. If you switch over your policy from one insurance company to another or if you exchange your current policy with another policy within the same insurance company, you may be required to submit an application where the acceptance of your proposal will be subject to the terms and conditions to be imposed at the time of the policy switching or replacement.
The policy does not have a guaranteed minimum cash value on termination until after you have paid premiums for two years. An early termination of the policy involves high costs and the withdrawal value of the total investment value is dependent on the prevailing market value of the underlying assets of the unit fund(s). Therefore, if you surrender your policy early, you may get back less than the amount you have paid. The total investment value may rise or fall, based on the underlying performance of the fund(s). The performance of the fund is not guaranteed. The investment risk will be borne solely by the policy owner. Past actual performance is not a guide to future performance, which may be different.
If you stop paying premiums before the end of the premium payment term, an automatic premium loan will be effected under your policy to pay future premiums so long as the cash value and/or total investment value are more than the total indebtedness. The Company shall charge interest on the above loans at interest rates to be determined by the Company from time to time. The prevailing interest rate is available on the Company’s official website. Cessation of premium payment before the end of the premium payment term may lead to an early termination of coverage.
You have the option of boosting the investment value of your policy via single premium top-ups, subject to a minimum of RM1,000 per top up, provided all premiums due and any indebtedness have been paid.
95% of the single premium top-ups will be utilised to purchase units of investment. The remaining 5% of the single premium top-ups that has not been allocated to purchase units is used to meet the payment of commissions to intermediaries and general expenses of the Company. The Company reserves the right, in circumstances it considers exceptional, to suspend issuance or redemption of units.
The above is for general information only. It is not a contract of insurance. You are advised to refer to the Sales Illustration, Fund Fact Sheet, Product Disclosure Sheet and sample policy documents for detailed important features and benefits of the plan before purchasing the plan. The exclusions and limitations of benefits highlighted above are not exhaustive. For further information, reference shall be made to the terms and conditions specified in the policy issued by Great Eastern Life.
The terms “Great Eastern Life” and “the Company” shall refer to Great Eastern Life Assurance (Malaysia) Berhad.
The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits. PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY/PRODUCT IS SUBJECT TO LIMITATIONS. Please refer to PIDM’s TIPS Brochure or contact Great Eastern Life Assurance (Malaysia) Berhad or PIDM (visit www.pidm.gov.my).
Information correct as on 4 March 2026.