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SmartInvest Premier

Wealth Accumulation

SmartInvest Premier

Investments geared towards realising your dreams

Starting a family, personal pursuits, savings for a rainy day – regardless of what your goals may be, we now have a plan that is dedicated to help you realise your dreams with greater confidence.

 

SmartInvest Premier 3 (“SmartInvest Premier”) focuses on bringing you investment returns through higher allocation rates and Loyalty Incentive. This plan further acts as a safety net by providing you lifelong coverage without any medical underwriting requirements. With this plan, you can rest assured that your needs and commitments will come first, always.

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Key benefits

smartinvest-premier

High premium allocation of 95%

A high allocation rate of 95% of premiums will be placed into the unit funds from the 1st policy year onwards, which assists you in building your wealth right from the start1 .

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Loyalty Incentive that provides additional premium allocation

With SmartInvest Premier, you will be given an additional 2% Loyalty Incentive every 3rd policy year up to the 10th policy year, and 5% annually from the 11th policy year onwards1 .

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Hassle-free enrolment with no medical underwriting

With no health questions asked and no medical examinations required, signing up for this plan is an easy process1 .

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Protection against death and TPD

In the event of death or TPD2 , your sum assured and total investment value will be payable3 to help secure the future for your loved ones1 .

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No-Lapse Guarantee as a safety net

SmartInvest Premier comes with a ‘No-Lapse Guarantee’ for the first 3 policy years. This valuable feature ensures that your policy will continue to remain in-force, even if your total investment value becomes zero, so long as premiums are paid consistently and no withdrawal is made within the first 3 policy years1 .

Footnotes and disclaimers

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern Life Planning Advisor or have us call you back.

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