Medic Guard Campaign 3.0
For selected customer only.
Enhance your medical coverage for the added protection that matters most!
Enjoy instant coverage while strengthening your existing medical plan with enhanced protection and greater peace of mind with no medical underwriting and waiting period required1.
Medic Guard Campaign 3.02 is available for selected customers only. Hurry up, add an extra layer of protection to your existing medical plan today!
Here's how you can enhance your medical coverage with ease:
GREATER medical coverage with:
- Additional Life Coverage
- Additional Overall Annual Limit of up to RM1,000,000 & No Lifetime Limit
- Immediate coverage for Inpatient & specified Outpatient Treatment
- Coverage on Communicable Diseases
The eligible medical rider refers to two (2) different deductible and annual limit options for Smart Health Protector Exclusive (SHPE). Please note that the SHPE offered to you may vary based on the internal eligibility criteria. Please contact your servicing agent or the Company to confirm which medical rider you are eligible to apply. You may refer to the FAQs or Product Disclosure Sheet for further details on the products.
Note: Terms and conditions apply.
1Waiting period will continue to be applicable in the new medical rider if the waiting period has not yet passed in your existing medical plan.
2The benefit(s) payable under eligible policy/product is(are) protected by
PERBADANAN INSURANS DEPOSIT MALAYSIA ("PIDM") up to limits. PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY/PRODUCT IS SUBJECT TO LIMITATIONS. Please refer to PIDM’s TIPS Brochure or contact Great Eastern Life Assurance (Malaysia) Berhad or PIDM (visit www.pidm.gov.my).
3For SPYE2, the death or total and permanent disability benefit payable during the 1st and 2nd policy years is limited to the total investment value, if any. From 3rd policy year onwards, the death or total and permanent disability benefit payable will be the total of the basic sum assured and total investment value.
Frequently Asked Questions
Product Disclosure Sheet
SmartProtect You Exclusive 2 - English
SmartProtect You Exclusive 2 - Bahasa Malaysia
Appendix
SmartProtect You Exclusive 2 - English
SmartProtect You Exclusive 2 - Bahasa Malaysia
For more information, please contact your existing agent. Alternatively, please email to marketing-my@greateasternlife.com.
Additional information
Please refer to the answers provided to the FAQs to understand how this Medic Guard Campaign 3.0 will be administered by Great Eastern Life Assurance (Malaysia) Berhad.
SPYE2 is an investment-linked insurance plan that provides life coverage up to age 100 years next birthday. Smart Health Protector Exclusive (SHPE) are unit deducting medical riders offered by the Company and are attachable to SPYE2. Some of the choices of funds invest in Shariah-approved securities. However, these are not Shariah-compliant products. These plans are insurance products that are tied to the performance of underlying assets, and are not pure investment products such as unit trusts.
You should satisfy yourself that your selected policy will best serve your needs and that the premium payable under the policy is an amount you can afford. A free-look of 15 days is given to you to review the suitability of the plan. If the policy is returned to the Company during this period, the Company shall refund you according to the provisions of the policy.
The above contains only a brief description of the products, and it is not exhaustive. You are advised to refer to the products’ Sales Illustration, Product Disclosure Sheet, Fund Fact Sheet and brochure for more details of the products before accepting this offer to apply for the new policy. Please refer to the terms and conditions in the policy documents of SPYE2 and SHPE for detailed important features and benefits, exclusions and waiting periods under the policy, if any.
The term “Company” shall refer to Great Eastern Life Assurance (Malaysia) Berhad.
Great Eastern Life Assurance (Malaysia) Berhad 198201013982 (93745-A) is licensed under the Financial Services Act 2013 and is regulated by Bank Negara Malaysia.
The information set out herein is correct as at 1 October 2026.