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GREAT Maid Protect | Maid Insurance

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Running your day-to-day household and family needs can be hectic without the help from a domestic helper. You’ll want to ensure that she is well covered against any accidents and you are protected from your liability as her employer.

GREAT Maid Protect provides the financial assurance against unplanned expenses in the event your domestic helper meets with an accident, falls ill or passes away unexpectedly. You are financially protected against claims arising from injury or disease or from third party due to her negligence. With this plan, you can enjoy peace of mind throughout her service period. 

Rated by Singsaver, best Maid Insurance for well-rounded protection#

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Product Summary View Product Brochure

Key benefits

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    Enjoy up to S$90,000 comprehensive medical reimbursement worldwide

    Select from our four comprehensive plans that provide up to S$90,000 in reimbursement of hospitalisation and surgical expenses*, including overseas medical emergencies and communicable diseases such as COVID-19.
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    Get 24/7 Financial Protection for accidents, big or small

    Enjoy 24/7 financial protection of up to S$60,000 for accidental death or permanent disability and up to S$3,000 in outpatient medical expenses incurred by your helper at a general practitioner or a polyclinic due to an accident.
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    Repatriate her home with up to S$10,000 in financial support

    Receive compensation of up to S$10,000 to cover repatriation cost to your helper’s home country in the case of her death or permanent disablement due to accident or illness.
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    Safeguard your finances against unexpected liabilities

    Get up to S$50,000 to shield your finances from claims arising from injury or disease sustained by your helper; and with up to another S$50,000 against claims from third party due to her negligence.

How GREAT Maid Protect works

Great Eastern
Great Eastern

Your questions answered

Yes, the hospital and surgical expenses will extend to cover communicable diseases which include Influenza A flu virus (H1N1), Hand Foot and Mouth Disease (HFMD), Severe Acute Respiratory Syndrome (SARS) and Tuberculosis.

This is an MOM requirement. MOM requires all insurance and bond to have an additional 2 months of cover so that in any event / reason the maid overstays in Singapore after her work permit has expired, she is still covered under the insurance.

Yes, you are covered for outpatient treatments up to the sum insured provided that they are a result of injury.

For Nanny and Silver plans, if the total amount of hospital and surgical expenses you claim is more than $15,000 in a policy year, you must pay a co-payment as shown in the table below.

Co-payment table

Hospital and surgical expenses Co-payment
Up to $15,000 None
Above $15,000, up to the limit shown in the schedule 25% of the amount being claimed
Cancellation Period Amount Refunded
Within 60 days 80% of Premium
61 days to 120 days 50% of Premium
121 days to 180 days 30% of Premium
181 days to 270 days 20% of Premium
271 days onwards No Refund

Yes, we will cover any hospital and surgical expenses incurred outside of Singapore with your permission) when they suffer an injury or illness which results in a serious medical condition, and a medical practitioner confirms that the insured person needs emergency medical treatment in order to prevent death or serious immediate or long-term health problems.

If you cancel your GREAT Maid Protect policy prior to end of insured period, you will be entitled to refund of premiums accordingly (subject to no claims made to the policy): If the policy is cancelled before the date the cover starts, we will refund the premium you have paid, less an S$25 administration charge.

Cancellation Period

 

Amount Refunded

 

Within 60 days

 

80% of Premium

 

61 days to 120 days

 

50% of Premium

 

121 days to 180 days

 

30% of Premium

 

181 days to 270 days

 

20% of Premium

 

271 days onwards

 

No Refund

 

 

 

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Understand the details before buying

* Hospitalisation and Surgical expense section is subject to pro-ration factor and co-payment factor if applicable.

# Source: https://www.greateasternlife.com/sg/en/personal-insurance/lifepedia/lifestyle-protection/great-maid-protect-review-2024.html

  1. The above is for general information only. It is not a contract of Insurance. Please refer to the policy documents for the precise terms and conditions of the insurance plan.
  2. This policy is subject to the Payment Before Cover Warranty Clause, which requires the premium to be paid and received on or before the inception date of the policy.
  3. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of bene­fits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).
  4. Pre-existing medical conditions are not covered by the Policy.
  5. GREAT Maid Protect  is underwritten by Great Eastern General Insurance Limited, a wholly-owned subsidiary of Great Eastern Holdings Limited and a member of the OCBC Group.

Information correct as at 21 March 2024.

Limited time promotion:

Enjoy 20% off^ all plan types !

Use campaign code <MAID20>

Celebrate this festive season with more perks!

Buy GREAT Maid Protect PLUS GREAT Home Protect anytime between 1 November and 30 December 2025 to receive $50 Grab e-vouchers* with a combined minimum paid premium of $300. 
Click here to find out how to receive $50 e-vouchers*.

Terms and conditions apply:
^Discount is valid from 1 October 2025 to 30 December 2025, both dates inclusive.
Applicable for all plan types, new policy sign up(s) only.
Campaign code must be keyed in to be eligible for the discount.
*The Festive Home 50 Deal is valid from 1 November to 30 December 2025, both dates inclusive.
For more information, please refer to the campaign page here.

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