GREAT Maid Protect
GREAT Maid Protect | Maid Insurance
Running your day-to-day household and family needs can be hectic without the help from a domestic helper. You’ll want to ensure that she is well covered against any accidents and you are protected from your liability as her employer.
GREAT Maid Protect provides the financial assurance against unplanned expenses in the event your domestic helper meets with an accident, falls ill or passes away unexpectedly. You are financially protected against claims arising from injury or disease or from third party due to her negligence. With this plan, you can enjoy peace of mind throughout her service period.
Rated by Singsaver, best Maid Insurance for well-rounded protection#
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Key benefits
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Enjoy up to S$90,000 comprehensive medical reimbursement worldwide
Select from our four comprehensive plans that provide up to S$90,000 in reimbursement of hospitalisation and surgical expenses*, including overseas medical emergencies and communicable diseases such as COVID-19.
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Get 24/7 Financial Protection for accidents, big or small
Enjoy 24/7 financial protection of up to S$60,000 for accidental death or permanent disability and up to S$3,000 in outpatient medical expenses incurred by your helper at a general practitioner or a polyclinic due to an accident.
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Repatriate her home with up to S$10,000 in financial support
Receive compensation of up to S$10,000 to cover repatriation cost to your helper’s home country in the case of her death or permanent disablement due to accident or illness.
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Safeguard your finances against unexpected liabilities
Get up to S$50,000 to shield your finances from claims arising from injury or disease sustained by your helper; and with up to another S$50,000 against claims from third party due to her negligence.
Your questions answered
Yes, the hospital and surgical expenses will extend to cover communicable diseases which include Influenza A flu virus (H1N1), Hand Foot and Mouth Disease (HFMD), Severe Acute Respiratory Syndrome (SARS) and Tuberculosis.
This is an MOM requirement. MOM requires all insurance and bond to have an additional 2 months of cover so that in any event / reason the maid overstays in Singapore after her work permit has expired, she is still covered under the insurance.
Yes, you are covered for outpatient treatments up to the sum insured provided that they are a result of injury.
For Nanny and Silver plans, if the total amount of hospital and surgical expenses you claim is more than $15,000 in a policy year, you must pay a co-payment as shown in the table below.
Co-payment table
| Hospital and surgical expenses | Co-payment |
| Up to $15,000 | None |
| Above $15,000, up to the limit shown in the schedule | 25% of the amount being claimed |
| Cancellation Period | Amount Refunded |
| Within 60 days | 80% of Premium |
| 61 days to 120 days | 50% of Premium |
| 121 days to 180 days | 30% of Premium |
| 181 days to 270 days | 20% of Premium |
| 271 days onwards | No Refund |
Yes, we will cover any hospital and surgical expenses incurred outside of Singapore with your permission) when they suffer an injury or illness which results in a serious medical condition, and a medical practitioner confirms that the insured person needs emergency medical treatment in order to prevent death or serious immediate or long-term health problems.
If you cancel your GREAT Maid Protect policy prior to end of insured period, you will be entitled to refund of premiums accordingly (subject to no claims made to the policy): If the policy is cancelled before the date the cover starts, we will refund the premium you have paid, less an S$25 administration charge.
Cancellation Period
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Amount Refunded
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Within 60 days
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80% of Premium
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61 days to 120 days
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50% of Premium
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121 days to 180 days
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30% of Premium
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181 days to 270 days
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20% of Premium
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271 days onwards
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No Refund
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Let us match you with a qualified financial representative
Our financial representative will answer any questions you may have about our products and planning.
Understand the details before buying
- The above is for general information only. It is not a contract of Insurance. Please refer to the policy documents for the precise terms and conditions of the insurance plan.
- This policy is subject to the Payment Before Cover Warranty Clause, which requires the premium to be paid and received on or before the inception date of the policy.
- This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).
- Pre-existing medical conditions are not covered by the Policy.
- GREAT Maid Protect is underwritten by Great Eastern General Insurance Limited, a wholly-owned subsidiary of Great Eastern Holdings Limited and a member of the OCBC Group.
Information correct as at 21 March 2024.