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You’ll be paid back for accident-related medical expenses, including physiotherapy, Traditional Chinese Medicine (TCM) and chiropractic treatments1 .
Should an accident leave you unable to work, you’ll receive a weekly cash benefit for up to 104 weeks.
The plan covers you for overseas evacuation expenses2 upon accidental injury, as well as repatriation costs2 upon accidental death.
You’ll receive a cash benefit3 if you're hospitalised because of an accident.
Reimbursement for mobility aids is covered4 – so you can concentrate on getting better.
The plan offers more to women: an additional 20% on the hospitalisation benefit as well as the sum assured for accidental death and permanent disablement.
Good news for motorcycle riders - this accident plan offers you full benefits, with just an additional 15% on the standard premium of each occupational class.
Our financial representative will answer any questions you may have about our products and planning.
1 Up to a maximum of 50% of reimbursement limit or S$500, whichever is lower, for treatment by a Traditional Chinese Medicine practitioner registered with the Ministry of Health in Singapore, or a chiropractor who has a degree in chiropractic and is registered with a recognised chiropractic organisation.
2 Up to a limit of S$50,000. Terms and conditions apply.
3 Payable for up to 180 days per accident.
4 Up to 50% of Medical Expense Reimbursement Limit for the insured person or S$2,000, whichever is lower, per accident.
All ages specified refer to age next birthday. This policy is only for Singapore Citizens/Permanent Residents (PRs). If you are not a Singapore Citizen/PR, you have to meet certain residency requirements before you can apply for a policy or renew it.
The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract. It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same cost.
In case of discrepancy between the English and the Chinese versions, the English version shall prevail.
This plan is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
Information correct as on 27 February 2015.