AccidentCare Plus II | Customised Personal Accident Plan

Tailor-made personal accident protection

We are all different – personality, lifestyle, hobbies - to name a few.  But one thing for sure is that we all want to have the financial security for ourselves and our loved ones to weather through the period should an unfortunate event happen.

That is why AccidentCare Plus II is tailored to meet individual needs. This personal accident plan offers year-round coverage against accidents across the globe.  What’s more, this fully customisable plan lets you choose the benefits and coverage amount that suit both your needs and budget.

Product Summary View Product Summary

Key benefits

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    24-hour protection and evacuation and repatriation cover1

    Enjoy round-the-clock worldwide protection including claim events resulting from terrorism2. Get reimbursement for overseas evacuation expenses upon accidental injury and repatriation costs upon accidental death.

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    Medical expenses reimbursement and hospitalisation payout

    Get reimbursement for accident-related medical expenses, including treatments by Traditional Chinese Medicine (TCM) practitioners3.  If you are hospitalised due to an accident, you can also receive a daily cash benefit4.

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    Get the support for recovery

    Receive a weekly cash benefit for up to 104 weeks if you are unable to work due to being partially disabled from an accident. In addition, you can claim reimbursement for rental or purchase of mobility aids5 (including artificial legs6) to assist your recovery.

How AccidentCare Plus II works

James, an accountant, 30, enjoys travelling. He purchases AccidentCare Plus II and customises his coverage to fit his protection needs and budget. He pays a monthly premium of S$65.04* which includes coverage for overseas evacuation expenses1 upon accidental injury, as well as repatriation costs1 upon accidental death. James’ customised plan:

Choice of Benefits Coverage Amount (S$)
Sum assured in the event of death, major permanent disability or other permanent disability 200,000  
Medical expenses reimbursement limit 10,000
Mobility aids reimbursement limit 1,000
Total disability benefit (per week) 500
Partial disability benefit (per week)          250
Hospitalisation benefit (per day)               150


James broke his knee while hiking overseas. He was evacuated back to Singapore and had an urgent surgery. He was hospitalised for five days after the surgery and needed the assistance of crutches. He was unable to work for eight weeks after his surgery. James’ reimbursement claim:

Benefit Amount (S$)
Overseas evacuation expenses 2,000
Reimbursement for medical expenses      7,690
Reimbursement for mobility aids 900
Total disability benefit (S$500 per week, for 8 weeks) 4,000
Hospitalisation benefit (S$150 per day, for 5 days) 750

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Understand the details before buying

1 Reimbursement of expenses incurred for both Evacuation and Repatriation of Mortal Remains up to a combined limit of S$50,000.

2 The total benefits payable for claim event as a result of terrorist attacks is limited to S$2 million under this policy and all personal accident policies and riders based on the same Life Assured.

3 Up to a maximum of 50% of reimbursement limit insured or S$500, whichever is lower, per accident, for treatment by a Traditional Chinese Medicine practitioner registered with the Ministry of Health in Singapore, or a chiropractor who has a degree in chiropractic and is registered with a recognised chiropractic organisation.

4 Payable for up to 180 days per accident.

5 Up to 50% of Medical Expense Reimbursement Limit insured for the Life Assured or S$2,000, whichever is lower, per accident.

6 Only the expenses incurred for the rental or purchase of one artificial leg per leg will be reimbursed during the lifetime of the Life Assured under this policy and all other policies issued by the Company on the life of the Life Assured, providing similar benefits.

*Monthly premium rate is based on Class 1 occupation, generated by multiplying annual premiums with factor of 0.08583 and rounded off to the nearest cent. Premium rate is inclusive of prevailing GST. Premium rate is not guaranteed and may be adjusted based on future experience.


Terms and conditions apply.

Age shown refers to age next birthday.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is only for Singapore Citizens/Permanent Residents (PRs). If you are not a Singapore Citizen/PR, you have to meet certain residency requirements before you can apply for this policy or renew it.

The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.

It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same cost.

In case of discrepancy between the English and the Chinese versions, the English version shall prevail.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites ( or

Information correct as on 31 January 2024.

Enhance your coverage

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