Personal Accident Insurance

AccidentCare Plus 2

Tailor-made personal accident protection

We’re all different, that’s why AccidentCare Plus II is tailored to meet individual needs. Offering year-round coverage against accidents across the globe, this fully customisable personal accident insurance plan lets you choose protection to suit both your needs as well as budget.

As a Life Company, our focus is on our customers' health & wellbeing and we are pleased to extend complimentary Zika coverage to provide you with the much needed protection. AccidentCare Plus II is enhanced to provide death benefits, medical expenses reimbursement and Microcephaly payout due to Zika virus infection.

You can refer to the Terms and Conditions of the Zika Coverage here.

Product summary

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Key benefits

Be reimbursed for medical expenses

You’ll be paid back for accident-related medical expenses, including physiotherapy, Traditional Chinese Medicine (TCM) and chiropractic treatments¹ .

Get evacuation and repatriation cover

The plan covers you for overseas evacuation expenses² upon accidental injury, as well as repatriation costs² upon accidental death.

Get help with recovery

Reimbursement for mobility aids is covered⁴ – so you can concentrate on getting better.

Enjoy full benefits as a motorcyclist

Good news for motorcycle riders - this accident plan offers you full benefits, with just an additional 15% on the standard premium of each occupational class.

Receive payout upon disability

Should an accident leave you unable to work, you’ll receive a weekly cash benefit for up to 104 weeks.

Get a daily hospitalisation payout

You’ll receive a cash benefit³ if you're hospitalised because of an accident.

Get extra coverage as a woman

The plan offers more to women: an additional 20% on the hospitalisation benefit as well as the sum assured for accidental death and permanent disablement.

How AccidentCare Plus 2 works

What is not covered

Flexible protection and investment: To achieve the right balance between protection and accumulation - as your needs change through life - consider Smart Life Advantage.

Disability: To provide for your basic needs, treatments and specialised home care in the event of disability, consider LifeSecure.

Critical illness: To help pay for treatment expenses across three stages of illness - early, intermediate and critical - consider Critical Care Advantage.

Footnotes

¹Up to a maximum of 50% of reimbursement limit or S$500, whichever is lower, for treatment by a Traditional Chinese Medicine practitioner registered with the Ministry of Health in Singapore, or a chiropractor who has a degree in chiropractic and is registered with a recognised chiropractic organisation.

²Up to a limit of S$50,000. Terms and conditions apply.

³Payable for up to 180 days per accident.

⁴Up to 50% of Medical Expense Reimbursement Limit for the insured person or S$2,000, whichever is lower, per accident.

^* Premium rates are not guaranteed and may be adjusted based on future experience.

Disclaimer

All ages specified refer to age next birthday. This policy is only for Singapore Citizens/Permanent Residents (PRs). If you are not a Singapore Citizen/PR, you have to meet certain residency requirements before you can apply for a policy or renew it.

The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract. It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same cost.

In case of discrepancy between the English and the Chinese versions, the English version shall prevail.

This plan is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

Information correct as on 27 February 2015.