Prestige Life Rewards 5 Series | Single Premium Whole of Life Plan

Critical illness: For continued coverage against all stages of critical illness, consider GREAT Life Advantage with its Complete MultiPay CI Plus Advantage Rider.

Ultimate coverage against accidents: To enjoy the reassurance of up to S$3.5 million sum assured for permanent disability or death due to an accident, consider Prestige PACare.

Loss of income: To protect yourself against losing your monthly income because of illness or injury, consider Pay Assure.

All figures in the above illustration are based on Illustrated Investment Rate of Return (IIRR) of the participating fund at 4.25% p.a. and are subject to rounding.

¹ Based on an IIRR of the participating fund at 4.25% p.a.. Based on an IIRR at 3% p.a., the total monthly payouts is up to 2.38% per annum of the single premium paid.

² Based on an IIRR of the participating fund at 4.25% p.a.. Based on an IIRR at 3% p.a., the total monthly payouts is up to 2.13% per annum of the single premium paid.

^* The figure comprises guaranteed and non-guaranteed benefits. Based on an IIRR at 3.00% p.a., the monthly payouts received by Rachel is S$533 from age 44 to age 60, and S$355 from age 60 to age 85. The total monthly payouts received by Rachel at age 85 upon her passing is S$208,836.

^† The figure comprises total guaranteed and non-guaranteed surrender value plus remaining declared but unpaid cash bonus. Based on an IIRR at 3.00% p.a., the lump sum benefit received by Rachel upon partial surrender is S$99,271.

^‡ The total death benefit received by Rachel’s family includes total guaranteed and non-guaranteed death benefit. Based on an IIRR at 3.00% p.a., the total death benefit received by Rachel’s family is S$297,497.

^§ Based on an IIRR at 3.00% p.a., total benefits received by Rachel and her family is S$605,604 (2.02x single premium paid).

As the bonus rates for the benefits illustrated are not guaranteed, the actual benefits payable may vary according to the future experience of the participating fund. 

All ages specified refer to age next birthday.

All figures used are for illustrative purposes only and are subject to rounding.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg). 

In case of discrepancy between the English and the Chinese versions, the English version shall prevail.

Information correct as at 25 October 2021.