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Prestige PACare

Personal Accident Insurance

Prestige PACare

Enjoy coverage of up to S$3.5 million against accidents

We’re all different, that’s why AccidentCare Plus II is tailored to meet individual needs. Offering year-round coverage against accidents across the globe, this fully customisable personal accident insurance plan lets you choose protection to suit both your needs as well as budget.


As a Life Company, our focus is on our customers' health & wellbeing and we are pleased to extend complimentary Zika coverage to provide you with the much needed protection. AccidentCare Plus II is enhanced to provide death benefits, medical expenses reimbursement and Microcephaly payout due to Zika virus infection.


You can refer to the Terms and Conditions of the Zika Coverage here.

Key benefits


Be assured of up to S$3.5 million

In case of permanent disablement or death due to an accident, the high sum assured of S$1 million to S$3.5 million will ensure financial security.


Be reimbursed for medical expenses

You’ll get back up to S$20,000 per accident on expenses1 such as mobility aids as well as Traditional Chinese Medicine (TCM) and chiropractic treatments2 .


Get 24-hour emergency help, worldwide

Need emergency medical assistance while you’re out of Singapore? The plan has you covered, anywhere, anytime.


Enjoy renewability until age 75

You’ll be able to renew your plan annually until you turn 75.


Enjoy renewal discount

From the second year onwards, you'll get a 5% renewal discount on your premium, even if you’ve made claims under the plan.

How Prestige PACare works

Daniel, management consultant, who is covered by Prestige PACare with a sum assured of S$1,000,000 and a yearly premium of S$1,313, meets with an accident while on a business trip in France.  Daniel suffers paralysis due to a head injury caused by the accident.


  •  His family receives a lump sum payout of up to S$1,000,000
  • They are also reimbursed up to S$20,000 for his medical expenses1
  • Although Daniel is no longer able to work and provide his family, the plan’s large payout help pays for his post-accident living and care arrangements, and ensures his family will be looked after
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