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In case of permanent disablement or death due to an accident, the high sum assured of S$1 million to S$3.5 million will ensure financial security.
You’ll get back up to S$20,000 per accident on expenses1 such as mobility aids as well as Traditional Chinese Medicine (TCM) and chiropractic treatments2 .
Need emergency medical assistance while you’re out of Singapore? The plan has you covered, anywhere, anytime.
You’ll be able to renew your plan annually until you turn 75.
From the second year onwards, you'll get a 5% renewal discount on your premium, even if you’ve made claims under the plan.
Daniel, management consultant, who is covered by Prestige PACare with a sum assured of S$1,000,000 and a yearly premium of S$1,313, meets with an accident while on a business trip in France. Daniel suffers paralysis due to a head injury caused by the accident.
Our financial representative will answer any questions you may have about our products and planning.
1 This is an optional feature of the plan.
2 Up to S$20,000 per accident for medical expenses, including up to S$500 for treatment by a Traditional Chinese Medicine (TCM) practitioner registered with the Ministry of Health in Singapore, or a qualified chiropractor who holds a degree in chiropractic medicine and is registered with a recognised chiropractic organisation. The plan also reimburses up to S$1,000 for expenses on mobility aids.
* Premiums are not guaranteed and may be adjusted based on future experience.
This policy is only for Singapore Citizens/Permanent Residents (PRs). If you are not a Singapore Citizen/PR, you have to meet certain residency requirements before you can apply for a policy or renew it.
The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.
It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same cost.
This plan is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
In case of discrepancy between the English and the Chinese versions, the English version shall prevail.
Information correct as on 27 February 2015.