Pay Assure | Disability Income Insurance

Protect your income with a financial lifeline against disability

Pay Assure pays a monthly income benefit should you be unable to work in your current occupation due to illness (including a mental condition) or injury. This benefit will help pay some, if not all, of your regular living expenses.

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Key benefits

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    Monthly benefit payout

    Get up to 75% of your average monthly salaryduring the period of coverage2, if you are not able to continue working in your current occupation3 due to illness or injury. When you are able to return to work in a reduced capacity4, it will pay a partial monthly benefit to supplement your income.

    If mishap happens, Pay Assure will pay a lump sum death benefit of six times of the monthly benefit to your loved ones. 

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    Flexibility with a customised plan

    With a 60, 90 or 180-day pre-benefit period and the choice to receive your monthly benefit up to age 55, 60 or 65, you can customise a plan to suit your needs and budget.

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    Rehabilitation expenses reimbursement

    Get reimbursement for rehabilitation expenses of up to three times of your monthly benefit to help you in your recovery.

How Pay Assure works

Great Eastern

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Understand the details before buying

This average is determined based on your earnings over the last 12 months or 36 months (as the case may be) as at the time of application, depending on the nature of your employment and income.

2 Up to age 55, 60 or 65 (depending on your choice of policy term), or cessation of the disability or death, whichever is earlier.

3 Current occupation is defined as the occupation prior to disability.

4 Terms and conditions apply.



All ages specified refer to age next birthday.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.

As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same cost.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites ( or

In case of discrepancy between the English and Chinese versions, the English version shall prevail.

Information correct as at 30 September 2021.

Enhance your coverage

Check out products that supplement your coverage on top of what Pay Assure provides