Foreign Worker Hospitalisation & Surgical Scheme (SKHPPA)
In view of increasing hospital and surgical charges, this Scheme is specially designed to reduce the financial burden of the Employers of foreign workers in the event of hospital admission of their foreign workers due to accident or illness.
Key benefits
|
Benefits |
Amount (RM) |
1. |
a. Daily hospital & room board (maximum up to 30 days) b. Intensive care unit (ICU) (Maximum up to 15 days) |
As charged in accordance to charges consistent with third (3rd) class room and board to a maximum of RM160.00 per day in a non-corporatised Malaysian government hospital in conformance to the charges specified under Fees Act 1951, Fees (Medical) Order 1982. |
2. |
Hospital supplies and services |
|
3. |
Operating theatre |
|
4. |
Surgical fees (exclude organ transplantation) |
|
5. |
Anaesthetist fees |
|
6. |
In-hospital physician visits (maximum up to 30 days) |
|
7. |
In hospital specialist consultation visits (maximum up to 30 days) |
|
8. |
Ambulance fees/ medical report fees |
|
Maximum overall annual limit (item 1 to 8) |
RM20,000.00 |
|
Annual premium: RM120 per worker |
|
|
Note
All benefits payable for any number of disabilities in any one given Period of Insurance is subject to the Overall Annual Limit of RM20, 000.00 per Insured Worker.