Great Medic Xtra + Great Extender

Comprehensive medical coverage for your healthcare needs

Having high medical bills can cause you and your loved ones financial stress and worry when faced with an unfortunate event. Therefore, it is crucial to have proper medical protection to ensure that you and your loved ones will not be financially burdened should the unexpected happen.

Great Medic Xtra offers you a comprehensive medical plan with no co-insurance, providing you the protection you need against high medical cost. The plan helps you to be financially protected with an Overall Annual Limit of up to RM160,000, depending on your selected plan, with no Overall Lifetime Limit.

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Key benefits

High Annual Limit, no Overall Lifetime Limit

Great Medic Xtra offers a high Overall Annual Limit and no Overall Lifetime Limit, giving you greater assurance when you require medical protection¹ .

A host of benefits, no co-insurance

With no co-insurance payments required for your medical bill, you can focus on getting better while we take care of your medical expenses¹ .

Coverage until 99 years next birthday

Receive protection up to the age of 99 years next birthday and live the best of life even in your golden years¹ .

Coverage wherever life takes you

Fly and travel around the world with full confidence. Be it on holiday or business trip, Great Medic Xtra grants you international emergency medical assistance service anywhere in the world¹ .

Optional rider to extend the annual limit of Great Medic Xtra

Great Extender extends the Overall Annual Limit of Great Medic Xtra to ten times of the deductible amount. It covers the eligible medical expenses incurred for all insured benefits accumulated in any one policy year, minus the deductible amount^1,2 .

How Great Medic Xtra + Great Extender works

Footnotes and disclaimers

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern Life Planning Advisor or have us call you back.

Footnotes

Disclaimer

Great Medic Xtra is a non-participating stand-alone medical plan and Great Extender is an optional medical rider attachable to the Great Medic Xtra. Both plans may be renewed until the Life Assured reaches age 99 years old next birthday. You should satisfy yourself that the plan(s) will best serve your needs and that the premium payable under the policy is an amount you can afford. A free-look period of 15 days is given for you to review the suitability of the newly purchased Medical and Health Insurance product (MHI). If the policy is returned to the Company during this period, the full premium would be refunded to the policy owner.

Upon cancellation of the policy, the policy owner is entitled for a proportionate refund (where applicable) of the last premium paid, provided no claims have been made during the policy year.

If you switch your medical policy/rider from one company to another or if you exchange your current medical policy/rider with another medical policy/rider within the same company, you may be required to submit an application where the acceptance of your proposal will be subject to the terms and conditions to be imposed at the time of policy switching or replacement.

The above is for general information only. It is not a contract of insurance. You are advised to refer to the Product Disclosure Sheet, consumer education booklet on MHI and sample policy documents for detailed important features and benefits of the plan before purchasing the plan. The exclusions and limitations of benefits highlighted above are not exhaustive. Great Eastern Life reserves the right to revise the benefit structure and restrictions/limitations for this plan by giving at least 30 days' notice. For further information, reference shall be made to the terms and conditions specified in the policy issued by Great Eastern Life.

The terms "Great Eastern Life" and "the Company" shall refer to Great Eastern Life Assurance (Malaysia) Berhad.

Information correct as on 3 January 2017.