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Smart Baby Shield Plus

Health Insurance

Smart Baby Shield Plus | Pregnancy, Maternity & Prenatal Insurance

Reach for Great protection for your little bundle of joy

The journey to motherhood is a momentous one: full of joy, love, and anticipation as you prepare to welcome new life into the world. During the delicate months of pregnancy and infancy, it can make all the difference to have a comprehensive maternity coverage, so that you can instead focus on the excitement of being a mother-to-be.


Designed to support you through every step of the pregnancy journey, Smart Baby Shield Plus offers holistic care for both the mummy and the baby. When attached to SmartProtect Junior, this plan covers intensive care costs, pregnancy complications, maternity cancer, and even basic life protection. The support we offer also extends beyond childbirth: covering a variety of congenital conditions, as well as extended psychological care for mothers and developmental disorders in children.


With Smart Baby Shield Plus, we’re here to make pregnancy a little less daunting and a lot more heartwarming — empowering mothers just like you through this incredible journey of starting a new family.

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Key benefits


Three plans to choose from

As you adjust your financial priorities to welcome a new addition to your family, we’ll support your journey to motherhood with greater flexibility by providing you the freedom to choose between three different plans to cater to your needs -Essential, Superior & Grand1.


Greater assurance during pregnancy

Pregnancy is a wonderful phase in life, and we want to make sure you experience that entire journey knowing you’re well-cared for in the event of covered pregnancy complications.  As an added layer of protection, you’ll also receive an extra 20% of the benefit amount if the complications are accompanied by Gestational Diabetes Mellitus (GDM). On top of this, you may also be financially covered in the event of an early delivery, with an Emergency Caesarean Section benefit2 of up to RM8,0001.


Hospitalisation support to ease recovery

Rest assured with Smart Baby Shield Plus, which also covers hospitalisation costs if you are admitted into the Intensive Care Unit (ICU) or High Dependency Unit (HDU) due to childbirth/pregnancy complications, we’ll cover the charges up to your plan’s specified limit1.


Critical care for your newborn

Smart Baby Shield Plus will take care of the hospitalisation costs if your child is admitted to the Neonatal Intensive Care Unit (NICU), ICU, or HDU within the first 30 days from birth, up to your plan’s specified limit. Additionally, should your child require incubation or phototherapy treatment for neonatal jaundice within their first 60 days from birth, this plan will also cover all those costs up to that same limit1.


Extended protection for congenital conditions

As your child grows through their infant years into early childhood, this plan will continue to protect them for congenital conditions that may arise. We’ll help give them - and you! -  added peace of mind with reimbursement cost of up to your plan’s specified limit, if your child is hospitalised for any of the covered congenital conditions1.


Psychological care for you and your baby

Smart Baby Shield Plus provides psychological consultation support2 for mothers — with a financial reimbursement of RM8,000 for treatment of diagnosed Major Depressive Disorder or Generalised Anxiety Disorder. We’ll also subsidise treatment costs up to RM8,000 per year for prevalent child development disorders1,2.


Fundamental coverage for maternity cancer

As an expecting mother, you know better that it never hurts to be prepared for all eventualities. For extra protection, Smart Baby Shield Plus also provides a lump sum payout to support your recovery in the event of a cancer diagnosis1.


Easy enrolment for your subsequent pregnancy

Planning to have the next pregnancy? We share your excitement and understand that you might also want to protect your precious little one. If you are an existing customer of Smart Baby Shield Plus, you’ll be able to easily purchase a new Smart Baby Shield Plus plan for your future child without the need for full underwriting1.

How Smart Baby Shield Plus works

Footnotes and disclaimers

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern Life Planning Advisor or have us call you back.

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