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SmartProtect Wealth Plus (Banner): Regular Premium Investment-Linked Insurance Policy - Great Eastern Life Malaysia

Life Insurance

SmartProtect Wealth Plus | Regular Premium Investment-linked Insurance Plan | Legacy Planning

Embrace your future confidently with strong wealth protection

Looking to start your legacy planning but unsure of where to begin? Take meaningful strides with SmartProtect Wealth Plus, a regular premium investment-linked insurance plan that covers you up to 100 years next birthday with investments that grow as you take on life.


Safeguarding you with high insurance coverage in the event of death, Total and Permanent Disability (“TPD”) or accidental death, the plan additionally rewards you upon policy milestone, with maturity benefit at the end of your policy term.


Make the choice and plan your life right with SmartProtect Wealth Plus today.

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Key benefits

Long-term protection up to 100 years next birthday

SmartProtect  Wealth Plus offers a long-term protection which is up to age 100 years next birthday1.

Extra safety net of additional 1% sum assured each year

Your sum assured will grow by 1% every completed policy year throughout your coverage period, up to a maximum of 40%1 .

High protection against death or TPD

With coverage starting from RM500,000, SmartProtect Wealth Plus helps ensure that you and your loved ones will not be financially burdened if the worst should happen.


Should death or TPD2 occur, you will receive the basic sum assured, additional sum assured, and total investment value1 of your policy. 

Additional benefits

Additional coverage for accidental death

Upon accidental death prior to the policy anniversary of attained age 70 years next birthday, your loved ones will receive an additional amount of your basic sum assured and any applicable additional sum assured1.

Booster reward to celebrate policy milestone

A booster reward of 12% of the basic sum assured will be credited3 into your TIVaccount, provided the policy is in-force and all premiums due are paid up-to-date.

Security of No-Lapse Guarantee

SmartProtect Wealth Plus comes with a No-Lapse Guarantee in the first 6 policy years. This valuable feature ensures that your policy will continue to remain in-force even if your TIVbecomes zero, so long as your premiums are paid consistently and no withdrawals are made in the first 6 policy years1.

Boosted protection with optional riders

You can enjoy further peace of mind by attaching riders to your SmartProtect Wealth Plus plan1.

Footnotes and disclaimers

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern Life Planning Advisor or have us call you back.

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